Is Fundrise legit and what was your approach to investing in long term plan? What are the best options right now?

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I looked at it. Fees and actual payouts really drag returns. Plus, frankly, if you don't know anything about real estate investing (or a topic like that in general), you're liable to get totally boatraced by the "managers" who do this for a living.

Long story short, there are plenty of publicly available investments (ETFs, stocks) that are perfectly liquid and can expose you to real estate if you truly wanted to without a lockup or opaque cost structure. But I would honestly only consider this if you I had multiple hundreds of thousands of dollars of capital I could deploy for such an exposure. Otherwise, you're really not earning enough in the delta to make it worthwhile imo.

Or, as A1 says below, just invest in a low cost broad market index fund and be done with it.

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I put $500 into it just to see. I really don't recommend - completely average returns but with a lot of inflexibility and too-high-fees. It's quite difficult to actually get your money out. You have to wait a certain amount of time, then submit a withdrawal request, and they hold the right to deny any request.

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Idk what that is but it sounds like a scam. Invest in low cost index funds

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Not a scam, but not ideal for the reasons others have mentioned.

Perhaps it is just reflective of the type of podcasts I listen to but seems to me like they advertise too much. In my mind if they were providing great risk adjusted returns and investor service that would speak for itself.

what options do I have for low cost index funds?

Can you suggest a few to start with?

If you want real estate exposure, consider VNQ. But there is no specific reason you need it.

This is looked RE investing? Never looked at it closely but it seems like RE investing through a fund kills some of the advantages - ability to get long term, low cost leverage and tax advantages from a property.

You raised a very interesting point. Many investors are discussing the long-term value of real estate crowdfunding platforms, such as Fundrise. Based on your experience, in the current interest rate environment, would you be more inclined to choose private real estate or private lending, or continue to allocate your portfolio to index funds as a long-term core asset?

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