Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Who wants to be a millionaire?

I am looking to get another credit card, wondering if anyone has any insights into good cards to get. I only have one card right now, which only gives me cash back. Trying to boost my credit score which has hovered around 800 for a year or so now. Is raising my score more even worth it? I’m only 22 and won’t need to get a loan anytime soon. I take my personal finance pretty seriously, have 3+ months rent saved, invest anywhere from $500-$1000 a month, net worth ~30k etc…

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

When a company reports bitcoin securities in their SEC filings, do the bitcoin securities get reported with the regular currency interest or is it a separate filing?

When picking up a J2, how much should you include about J1 on a background check?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

Hello, is there anyone here that can recommend ways to make money as a notary public?
Thanks

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Can anyone please explain about the superannuation program at IC and how do we get that amount at the time of leaving the organisation? How much interest or return does it give?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

If you could go back in time what would you tell yourself before taking out student loans?

Offtopic:
Any WhatsApp group of stock/option traders?
Am an option seller and looking forward to connect to like minded people.

Can someone recommend good books on Vedic Astrology?

If an individual resides in CT and works in NY can we serve them in NY?

Currently looking for a referral for any remote Supply Chain Manager role. I’m an L6 Operations Manager at Amazon and I just can’t keep sacrificing the holidays with family anymore. MBA and 3.5 years of experience, Green Belt Certified. Thank you!

Have you been invited to join The Human Gathering?
Did you do it? Was it worth it?

Hi guys, I have accept the offer letter but due to some reason I want to extend DOJ (initial DOJ + 8 days). So, I mail her about this she told me start working on pre-joining formalities we will share new DOJ shortly. But it's been a two day's I haven't got any mail. So, How many day's it will take to revised offer with new DOJ ? Should I poke her every day ?

Anyone from Los Angeles here? And any luck with dating in the LA area?

Not for Just FAANG but also for my personal identification a software engineer. What is expected from an 8 yr experienced professional in IT? I think i am falling short of industry standards while just working on office tasks.

I was promoted to manager 1 last year. What is the % hike i can expect this year. What is the salary range of managers? Service line : tech consulting

Hi Fishes,

Please suggest :

Data Analytics - 5.4 YOE | 11 LPA CTC

Skills - Python, SQL, Power BI, Azure

Have one offer from EY GDS - Tax GCR - Data Analytics - Senior with 17 LPA fixed + min 10% variable VPB.

Need views on this offer/package & opportunity.

Suggest your views. @EY

What's the biggest delivery you've ever made? I just brought a 75,000 pound truck across 3 states and so far that's my record

Copywriter, 30/M/NYC/5 year’s exp. Currently at 90k. In-house at major global brand. Hoping to ask for raise/promo soon. What’s a realistic number?

Recommendations for best suits in Dubai? Good quality but not 10k either.

Hows the work and work/life balance at full-service agencies vs a media agency. I'm a media planner coming from a full-service agency and I'm wondering if it will be a step backward going to a media focused agency.

Got On track (OOO) rating for JPMC year end review, can someone help me understand what can be the expected hike percentage?
I joined in April this year

I’ve made it 5+ years in a NY M&A practice and have consistent exceeding expectations reviews. I’ve had a few mental breakdowns because of work during this time, but thankfully made it through. I’ve been in a near constant depressive/anxious state for family reasons for the last year and half, and am soon having my first kid. I’m scared shitless that I’ll spiral out of control both at work and at home if something doesn’t change soon. Any suggestions on how to keep this job and keep it together?

Those in Orange County, senior or manager. Anyone interested in Capital group? They are in Irvine and hiring.

Anyone know of a good cross-border US/UK financial fiduciary?

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

Should I rejoin Equinox? Background: I cancelled my equinox membership because I wanted to try out different gyms. After about a month and a half, I’ve determined I really miss Equinox. It’s kind of expensive ($250 per month, but only an extra $130 over an average local gym). I like saving money but my health has definitely taken a dive because working out is not as enjoyable. Am I crazy?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Those planning FIRE who have 2+ kids. Do you plan on funding their entire college education public or private? Grad school? How does that factor into your financial planning?

Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments