Is the reserve card worth it (annual payment) for a 24 year old with ~$1k a month credit card bill? Would the preferred car be better at this point? Currently use Amex cash back and looking to replace

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The card is so lit bru

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Do the analysis yourself! Good practice for an analyst

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Get it! It's a nobrainer!

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The card is worth it if you make more than 300 dollar in travel purchases in a year. These include flight tickets, rental cars or hotels.
With that benefit your annual fee drops to 150 a year. The extra 50 bucks (compared to chase preferred) will get you 12000 extra points in a year. (1000 points per month)
Bonus: If you travel internationally you get lounge access.

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I will say it's absolutely not worth it if you carry a balance. Not sure if that's what you mean by $1k/month bill. Pay that shit off and then get this card

Is it worth having over the amex platinum, since work covers the fee of the amex platinum?

Amex points and earning are a joke

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