“It turns out that wealth does trickle down, you just have to make them bleed first”

I guess they didn’t like bleeding so they’re trying to manipulate the markets in their favor AGAIN.

I live in a no-income tax state but work for a company in NYC. I’m getting taxed around 15k bc NY requires remote workers to pay NY taxes. What would you do?

Best book you've read recently on personal finance?

Been on Coinbase for a while, wondering if it's worth the pain to go to another exchange for the additional coin diversity

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

What options trading level do I need to do cash covered puts at fidelity?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

I have a jet blue Barclays card have been getting a $20 “spend offer credit” each month . Have no idea what this means. Anyone know ?

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

Want to trade in my 2014 X3 for a Porsche Macan S, lease or purchase? What’s the maintanence costs of Macan looks like?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Been on Coinbase for a while, wondering if it's worth the pain to go to another exchange for the additional coin diversity

OMG predictions for 2017?

Where can I get f&f settlement doc ? On the former employee portal i only see status as completed.

Hi fishes,
I am currently working as Branch Manager (scale-2 officer) in one of the leading public sector banks and have 5 yr experience in core banking. I am having 2.5 years experience in the IT sector on vision plus as a software engineer (before joining the bank). I have knowledge of core banking as well as good knowledge of banking tools like finacle, caps, imac etc. I want to switch to private financial institutions.
Any suggestions about such institutions and the domain for I can apply

Gonna join PwC M&A tax. What would be the market like if there’s another financial crisis (hopefully not). Are we the people who will be laid off first? Or we will be pulled to do tax compliance? Thanks.

When did you tell work about your pregnancy?

CAPS CAPS CAPS!!!!!! El tigre scoars

Which computer are you using? Recommend? Why?

Do tech companies like FAANG hire strategy consultants? Starting at an MBB/T2 next year and curious if tech companies leverage consultants as much as other industries. Part of me wonders if they are in such high growth right now that consultants can’t add as much value, thus maybe a smaller presence. Thoughts?

Need to activate my DM feature to be able to network. Would appreciate some likes on this post.
☺️

Looking for Summer 2022 Full time roles once I finish MS in Business Analytics ~ 5YOE in risk and data. Would appreciate any guidance/tips/referrals.

Do we have work from home option or Hybrid culture in DBS?

We are getting the letters on 12th September (Monday). Got to know from reliable sources in HR. Just 1 day guys, let's go!!!

Anyone interested in buying / exchanging Hertz reward points for AA miles? Have abt 4100 points. That's more than a week of std rental.

Anyone working/has worked remotely outside the US during covid? What are the legal/tax/IT implications to be aware of? I’ve been in India for a few weeks and wondering how long I can continue working from here.

Hi Account friends! It’s the start of a new year and I was hoping you all could share any book / newsletter / blog / course recommendations that help keep you up to snuff. Feeling a bit stale and like the last year has been a tactical grind. I want to brush up on modern thinking for our industry - the latest and greatest marketing books, strategy perspectives, creative self help, etc. to feel more alive as we start 2022.

Comment your favs and THANK YOU in advance!

Hi all,

Need one suggestion
Which field has better future?
Python developer or cybersecurity?

Have an offer from AWS for an L7 Principal PMT role: $215k base + $275k sign on bonus for Year 1 and $215k for year 2 + 5100 RSUs (@ $130 / share). This is the initial offer; where is there room for negotiation? Base or Sign on Bonus or RSUs? I realize it's a good offer, but I'm looking for: $225k base + existing sign on + 5500 RSUs. Does that sound like a decent counter?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Decided to payoff my mortgage.

Anyone know of a good cross-border US/UK financial fiduciary?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Do you count your car as part of your NW on Mint/other trackers?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

Thoughts on staking crypto? What’s the safest way.