I've got about $20k on a 0% credit card whose interest free period is going to expire in about 3 months. Trying to think through whether to just pay it off or do something more creative.

One option is opening up a new Citi card with 21 months interest free. Take the 3% hit on a balance transfer, and either let the $20k sit in a 4.6% savings account for 21 months (come out $800 ahead) or open a Chase savings account for 3 months ($900 bonus) before shifting back to HYSA.

Anyone have thoughts?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

My friend is originally from South Africa and is on a student visa in Texas. She’s a senior and her parents want to buy her a house there after graduation. They will give her $50k for downpayment and whatever else she needs, but we just wanted to confirm if that’s even possible? We know she will need a job and steady income. What else is required?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

How long does it take to make at least $300k per year if you are in-house?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

How do you guys feel about US people earning so much more…?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Best high yield savings products?

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Ways to rack up cc points/miles while buying a home?

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I’m a rebellious teenager trapped in a 30-year old woman’s body

Why short people gotta take the exit row ?

In Union Square NYC for the night. Any fish wanna grab a drink or recommend a good pub to hit alone?

Recently completed my MPA and work for a state economic development agency as an analyst. I applied for a public sector consultant position within Baker Tilly; can anyone provide any insight on the job specification, salary, etc?

Help!! My bestfriend is doing two months abroad and was trying to fly into turkey when they told her she couldn't because her passport expired within three months.

She went to the US Embassay in Athens knowing she had a month left of traveling, and gave her an emergency passport and punched holes in her exsisting one. Now no country will let her in with her emergency passport.

Can her mom get her a passport in the US and ship it to her? Is there anyway around this?

Thank you!!

Hi does anyone here work for BlackRock? I had a quick question about one of the groups over there and was looking for some insight.


TIA

I Want to maintain engagement and morale on a long project and staring an MS Teams Channel to post recognition and engagement events with staff. Stumped on what to call it… any suggestions? So far “Good news and more” is all I got. TIA

As a resident in gen surg, wondering if folks have general thoughts on breast vs. endocrine surgery in terms of lifestyle

Reading this book called The Undying about cancer, chemo, the politics of the pink ribbon, etc. Written by a poet and nicely done

Desperately want to get into healthcare strategy consulting. 13 years of healthcare clinical experience including project work. MBA. But keep getting told by recruiters that I don't have enough experience to be a Consultant or Manager but that I have too much experience to enter in every level such as a Senior Associate. Just one rejection after another, even when applying with internal referrals from Director or Partner levels. What am I doing wrong?

I got 2 times in Nagarro cheerboard. For Sep and Nov month.

Will this be beneficial in appraisal?
BTW 2 Cheerboard ka bas 1000 rs mila
😭😭

8.7 yr yoe, how can I negotiate with hcl ?@hcl

What would be the salary standard for blow skill set with 10+ years experience

1. Oracle DBA, Golden date , RAC, data gaurd
2. MySql, Mssql, Postgres Sql
3. Cloud DBA in AWS, GCP
4. DB migration from onpremise to Cloud

CCTC - 21 lpa

Anyone can refer me for RPA profile

Hello everyone I worked as a house remodeler before I got Covid now I am handyman/maintenance/property manager I would like an idea of what people are charging

Im not sure but how much do normal warehouse managers make ? I work ina start up that a makes a substitute for peanut butter for people with nut allergies

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Can we combine our Corporate Amex points with Amex Everyday MR points?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

AA: now that we are back to zero, what’s the best way to quickly get to Platinum? Currently Gold

Flight from Charlotte to LAX with AA gets cancelled.. after 3 hours of delay. Have to fly out the next morning. How should I ask for voucher, hotel or airline? Currently waiting in a 100+ person line.

How do y’all approach personal credit card pts? The points guy recommends chase, but they only transfer out to united and hilton. I fly aa and stay marriott...

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

Thoughts on the new Chase Freedom Flex?

First travel project. What are the most valuable airline points to accumulate? How can I maximize my travel points (hertz, Marriott, air, csr) to be redeemed for free flights?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

With the new merger, can I use my spg suite night awards at Marriott properties?

Can I ask SPG ambassador to help on my Marriott reservations?