How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

How are you all voting on the fair tax amendment? I am voting no because I do not want to continue giving our government money until they fix the pension situation too. But curious to hear your thoughts.

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Can your spouse be employed in Google and getting RSUs?

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Personal finance book recommendations?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

How do you start searching for mortgage loans and what do you look into lender

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Any Amex employee here with an Amex card? Could you guide me on the process and eligibility of cards and what benefit do we get as employees?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

I be wanting to go off but then I check my bank app, calm down, and keep working.

For those who cold call on 401k plans, what is your approach?

Robinhood just kicked me off their platform and I have no idea why. Now I need to quickly liquidate. Any recommendations to invest in mostly VOO without any fees and a nice UI for my phone? I need it to also connect to Mint.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

For those thinking about buying airlines, Warren Buffet just sold some massive stakes in Delta and Southwest for significant losses. The ultimate value/buy and hold investor selling out is a sign.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

13 years experience and no college education. Best way to go about earning my BA and taking the CFP?

Looking for a cleaner! Preferably l
Not to expensive

Hi Guys,

I've received offer for the position of Data engineer from Fractal, Gartner and Dunnhumby.
Fractal - 13.5 LPA
Dunnhumby - 15 LPA
Gartner - 15 LPA
Any suggestions on which company should I join ? I've 2+ years of experience.

What’s a historical event that fascinates you? I want to pick a event to deep dive into and learn more about it. Sourcing topics 😁

Suggested books or resources to learn more about strategy consulting? Different analysis, acronyms, etc.

How many days do they take to release the offer? Do they release only after BGV is done?

Anyone have a good doctor (general practitioner) they like and would recommend? I would prefer someone gay (cute would be great) who understands the special health needs for gay men.

What’s the most comprehensive and best insurance plan out there? Any recommendations will help.

When you encounter a conspiracy theorist re the vaccines, do you set them straight or do you just ignore it? I struggle w how to approach this.

So how many of you actually utilize the networking feature on here? Does anyone actually chat with others on here? Lol

What are chances of onshore in Persistent. Canada or Europe ?

How many days kpmg to release the offer letter after submitting documents for java developer

How much do clinic nurses at VUMC get paid? 6 years experience

Hi Fishes, I'm a SDET with 6 years of experience in Python Automation with Selenium having multiple offers. Can anyone please help me to choose one best offer from below with respect to work culture, flexible hours, wlb for female employees?

Zesta Solutions - 19 LPA (10% VP) & Hybrid
Unify Technologies - 20 LPA Fixed & WFH
EY - 20 LPA Fixed & Hybrid
Concentrix - 20 LPA Fixed & WFH
Global logic - 26 LPA Fixed & Hybrid
Value labs - 26 LPA Fixed & WFH
Cyber ark - 30 LPA Fixed & Hybrid

3/23 Thread (General):

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

Any plays on FL (Footlocker) ahead of their earnings report tomorrow?

6 questions:
1-When to buy put contract?
2-When to sell put contract?
3-When to exercise put contract?
4-When to buy call contract?
5-When to sell call contract?
6-When to exercise call contract?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

$DPZ 370c 3/27

Anyone else think big end of day drop? Scary weekend to hold long through

What do you guys think about Investing in palantir which IPOs tomm?

5/28 Thread (General):

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Thoughts on SNAP puts ? I feel like Snapchat is the least utilized social media platform behind IG, tik Tok and Facebook. Yet it’s basically at a 52 week high

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

I have just got an options trader job at a prop trading firm. But I knew nothing about options/trading/finance. The firms said they’ll be officially training us once we start. But in the meantime, what are some books/resources that you would recommend to start learning first?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?