I’ve heard a lot about using options for hedging, but I’ve never really implemented it in my portfolio. For those who do, what’s your process for deciding when and how to hedge? Do you hedge against individual positions, or is it more about protecting your overall portfolio?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Freelancers, do you actually benefit from having an S Corp? Assume someone is earning about $100k in 1099s and $150k in W9s. Everyone says “oh get an s corp for taxes” but does it ACTUALLY help lower your taxes? (Also, can you get ALL 1099s if you bill through your s corp and does THAT help?) Everyone who insists on it says things like “yeah I’m not sure how, but it helps” or “this is my first year doing it.”

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Does the Amex corporate green card qualify for the $100 CLEAR statement credit?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Paid off my account debt!

Guys, what platform do you use to trade US stock?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Hey Guys,

What is reasonable or competative salary for family person in Singapore cost of living onwards.
Is 9k a good salary after tax for 4 members. It can be considered that school cost would be 2.5k, and house 2.5k. will the overall cost for month can come under 7.5 k ? It realistic or just illusion ?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

Any insights on compensation for a Sr. Analyst in the security practice?

Let’s start this bowl by sharing our learnings: What has been you biggest learning as a leader so far?

I just found out a new colleague was brought on at 20% higher salary than my current salary. (Have been w/ firm 1.5 years) She doesn’t have a 4-year degree (working on it). How do I bring this inequity up and ask to be compensated equally? I have years more experience and My work is more complex - she is basically a receptionist. Any suggestions would be helpful!

Infosys offer 40lpa incl VP. Current company is retaining with 36lpa fixed. Will Infosys revise offer if I show revised compensation from current company. 12yoe/AEM Infosys Tata Consultancy Capgemini Wipro Cognizant IBM Accenture

Anyone have a recommended tax person in Chicago?

Why does insulin in the United States cost 10x what it costs in Canada?

4+ hour delay at SFO. Happy Travel Day!

I everyone,
I have been selected for the associate position but till know I have not received my offer letter from legato company please suggest when can I except my offer letter discussion has happened on jun 27?

Can anyone please share the experience to allocate the project after joining. Experience in Java backend. Is there any tips to allocate project before joining or after joining. Thank you. @

My offer letter status is "yet to be offered".
It's been more than a month now.
Will I receive offer letter from IBM?

140k / SF / F / 31

So I work as an assistant manager at a restaurant for the past 9 months. I've worked in restaurants for the past 6 years science I was 16. Now I'm 22. I went to a trade school for media and film. I got a dream opportunity to work in the field making about the same or 10% more. I told myself the only reason I'd leave this company is for this type of job. Should I take the chance at this job and leave the restaurant that is on the rise and growing?

Counselor told me yesterday that the firm is considering cutting me due to low utilization. Any recommendations?

Anyone know a good recruiter in the San Francisco Bay Area? I'm completely burned out from public accounting (tax) after nearly 5 years and want to switch to a non-tax accounting role at a private company.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

BC - UVXY calls ATM here at close with Dec expiry?

2/25 Thread (General):

Noob question - bought a call debit spread 195/197.50. PayPal is at 199 today - if I hold till expiration I get the 250 correct? Or can I exercise it now and get the 250?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

5/28 Thread (General):

Looking for some interesting plays that are not Doge, GME, etc (already in those 😅). Thoughts?

IGC just got delisted. Any thoughts what will happen to our shares?

X moving retty sharply lower. Time for calls?

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Any inputs on QS stock? I got it at $15 rate, how long will it stretch? Pretty new to shares, how you people decide when to pull back?

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

I have just got an options trader job at a prop trading firm. But I knew nothing about options/trading/finance. The firms said they’ll be officially training us once we start. But in the meantime, what are some books/resources that you would recommend to start learning first?

Anyone going after any cheap Hail Mary plays for the week? Looking to put ~$200 to work but it’ll likely be a gamble.

Is blockfi only a bank and not really investing in crypto?

6 $28 strike PTON calls expiring friday. Premiums crazy cheap, i think it goes up regardless of what we see. If cases surge its more incentive for home fitness, if not, could lift with the market

3/29 Thread (General):

3/2 - (specific symbols)

[Help]

I started trading during Covid crash. Started with equities and eventually moved to options. Earlier lost a month's salary and then lot more trying to recover it. Currently have lost my yearly salary worth and it's affecting all aspects of my life (job, marriage, health). I have tried to convince myself to consider it a loss but always get back trying to recover it.

Any advice how to deal with it. Thanks.

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!