{ "media_type": "text", "post_content": "Just giving a bit of Gyan to fellow fishers \n\nPlease please do not ever use CTC comparison between current and next company. If you get an offer, do an in hand calculation. Some companies add Retirals like Employer PF, Gratuity along with Insurance, furniture allowance as part of your CTC. Others don't. Sone also have higher variable package. So when you do a CTC delta you may get a 20% hike but when you discount the above things you will fall short and may end up making less. So choose wisely.", "post_id": "61e70acfd9c3f6003bbc2f61", "reply_count": 8, "vote_count": 2, "bowl_id": "58f8108c753e990016608a0b", "bowl_name": "Desi Consultants", "feed_type": "bowl" }

Just giving a bit of Gyan to fellow fishers Please please do not ever use CTC comparison between current and next company. If you get an offer, do an in hand calculation. Some companies add Retirals like Employer PF, Gratuity along with Insurance, furniture allowance as part of your CTC. Others don't. Sone also have higher variable package. So when you do a CTC delta you may get a 20% hike but when you discount the above things you will fall short and may end up making less. So choose wisely.

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True that, though it becomes complex when comparing your base to a reduced base mixed with RSUs

Yeah CTC is just a fluff 🤣 My KPMG CTC is so overblown!

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OP - how will one do in-hand calc just based on the offer letter? So many variables involved, no?

Good point. I was thinking of 401k contributions, HSA/FSA, ESPP if there is one. Cost of insurance is another one hard to find beforehand

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