Just joined now, unfamiliar with the working of this community. Can PDF files be attached to comments? Might be interesting to see daily trading results?

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If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

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Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

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Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

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Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

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What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

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Has anyone opted for a stock option in IBM India? Please share your experience, especially what are the charges when they are being sold? IBM

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Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

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Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

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Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

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Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

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Hi guys,

Can anyone help me what will be my take home salary for the following.

And aslo please suggest me some tax saving options?

Thanks for all the support!!

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27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

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Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

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What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

Quick question - my package includes some fixed component for housing. Say if I spend less than that at actuals, I cannot claim the full amount?

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In the 6 years of our married life me and my husband have always had differences.
One thing we stuck to was not to care about expenses like we saved together, spent together...my salary was his and vice versa...
I have differences with his side of the family...but recently I got to know that he has been buying crypto for his brother without my knowledge.
Mind it that his brother is very well off but for some reason he can't buy crypto himself since he is in India.
Knowing my husband...contd...

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I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

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I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

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More Posts

I’ve only slept with one person, my wife. I have not openly shared this with anyone because there’s a stigma that I “settled” or I don’t have numbers on the board like a man should. I’m not overly religious, so that was never a driver in the equation. I admit, I do think about the “what if” every once in awhile but I’m honestly getting to the age where I feel I’m beyond my prime anyhow.

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waiting on a final written offer, messaged the recruiter yesterday but received an automatic reply stating she won’t be back until tomorrow. Email stated to reach out to another recruiter for immediate assistance so I did. I emailed her , she said these offers do take some days because of the Hr and HM has to sign it. Once that happens my recruiter should send me the offer. Either on the day she comes back, but by the end of the week. I am going stir crazy, I really hate my current job. Help…

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Anyone selling magoosh access? Both math and verbal

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Will a 3.45 gpa from UPenn/Duke/Northwestern kill my chances at H/S/W?

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I’m a learning support teacher and I have a few teachers that I support that don’t communicate with me. Many times I feel taken advantage of or undermined. What tips or advice could you give me?

Where is everyone located?

Hey! Audit manager (exp in Financial
services sector) with a Big 4 looking to
relocate from USA (been here 3 years)
to Singapore. Any suggestions on how
to land a job/offer in SG? Also any
thoughts on the EP climate right now
will be much appreciated:) (I'm very
excited about possibly moving to SG,
but want to be realistic about my
expectations). If anyone can refer me/
pass along headhunter/recruiter contacts, will
definitely be appreciated too! Thanks!
:) (fingers crossed)

What do you do to increase the chance of your content going viral?

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Hi everyone,

I have got the ey hr mail stating i should provide him with aadhar card, information sheet and latest resume for a audit and assurance contract for 6 months as iam a semi qualified CA.

Here my question is should i take this opportunity. Cause since this is only for 6 months. After that, what i can do, where should I try to get the job?

In mid size firms, people won't pay as much as big 4 pays.

Should I take it or am I making a mistake by taking this.

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Hii fishes,

I am a carbon credits consultant working for a startup. Here I am working on various business development activities along with the technical part. The job is very much of a techno-commercial kind. I have been working here for more than a year now. I am willing to make a switch now. I would love to work in the field of ESG and/or decarbonization strategy.
I'm a post graduate in Environmental engineering.
Current compensation- 5 LPA
Any leads and referrals are appreciated.

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8.5 years of experience in testing and _vois is offering 22.10 lpa ( fixed + 13% variable ) . Ihad asked for around 24 lpa
Is it a good offer ? Should i accept ?

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Best creative shops in San Francisco?

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Is CIPD a valuable certification? Is it appreciated in Europe only or US too? I have an opportunity to get it but not sure if knowledge is really up to date and worth time spent.

Any advice on how to switch from big 4 to tier 1 consulting firms like BCG and MCK?

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Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

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RIA in Hauppauge, NY (Long Island) is looking to ad a service advisor to our practice. We are interested in speaking with advisors that have and do not have their own clients currently.

Anyone have any advice on who to contact for merch/apparel related gigs? Preferably in the music or sports industry. Recommendations for agencies that focus on this are also greatly appreciated!

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What is hierarchy level in PWC AC for manager . I heard within Manager grade there are 3 level ?? Which is highest level .

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Do you stay in a peoject you think you'll learn despite the demand of the job and abundance of your other current projects?

FYI have a current health issue that limits my working hours so am not sure how this'll work but I was thinking of learning from this experience.

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Additional Posts in Commodity Traders

What's the difference between ICE & Platts?

Will IMO impact crude flat price? If so how?

How do you make a transition from physical commodity trading to a derivatives role? Like the role but exploring a transition to the paper side.

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With the spread between spot crude oil and futures being so wide rn, I was wondering if there's a lot of arbitrage going on? How much does transportation and storage cost? Why does the spread persist?

Currently a Trading trainee at major ag trader and have offers for trading assistant roles at Glencore and major energy focused HF. Better for long term if plan is to move to prop desk in 1-3 years?

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Hi all,
I am coming to the end of a two year stint as a lumber broker, where I had to build my own book. Looking for my next move that does not require cold calling. I have about 6 months until I feel that I need to make a decision. Any thoughts or opportunities come to mind that I could make a lateral move towards?

What’s the best city for commodity trading right now? Combination of opportunities, time zone, comp net of taxes, lifestyle...

Hi all,
Anyone looking for sugar?

A bit uncertain about what I should do with my career. I am in a commercial role, doing some derivatives trading (mostly hedging, but getting to take some basis risk). My firm is small, and I am getting to do a lot of new things, but I’m not getting to “learn from the best”.

What should I be considering longer term? 5-10 YOE, only recently actively trading.

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Currently at a supermajor, wondering about job security given low oil prices. Any thoughts?

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