Happy Friday. Everyone interested in angel investing should sign up for my investment network. It’s completely free and we already have 30+ pitches on the platform. Really appreciate the support!!

https://usinvestmentnetwork.com/

DM with any questions.

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Thinking of starting and Only Fans account for extra side money. Don’t know what it would be yet though. Sounds wild but my salary barely covers the cost of living and I’ve been living with school debt. Anyone have one on the side? Serious answers only please!

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Does anyone have any book recommendations for information on buying a house?

Can I purchase a property under mine and my parents name (on the deed) but only my name on the mortgage? Do I tell the seller this at the time of paying earnest money? How does this work?

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

Does anyone think there is long-term viability in Cryptos?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Welcome to the Chicagoland Real Estate Bowl!

The goal of this bowl is to create a platform for any and all questions you may have related to all things buying, selling, investing, and flipping real estate.

Additionally, if you need a broker I’m happy to help directly! I’m part of the number one sales team in Illinois out of our Brokerage!

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

I created a macro to help me save time on this onetime task and now whenever I open my excel, a blank excel opens with the name of the macro. How do I get rid of it?

Just want Canada to process my PR application so I can start a new life..

I am about to finish a 6 month bootcamp and I am a single mum. Is it realistic for me to find a remote working job or working in the office during term time (school hours) and working from home during the holidays/evenings. If this is possible some possible companies for me to try looking for work would be great. Many thanks.

Hi Folks,

Just wanted to know till when is work from home is continuing for Oracle?

I think they can ask whether to return to office but can't force to be back...

Share your thoughts :)

Can I shoot my shot if I am not black?

The biggest thing I keep running and running around my head- after 8 months, why did he drop me? When he texted ending it l….it wasn’t me, like we weren’t us, his words were from someone else, like I didn’t matter. It doesn’t matter how much it wasn’t about me, how he chose to end it, and that’s what crushed me. Who I thought I knew was wrong. I want to know how close he was to loving me.

Any advice on how to find new creative interns in NYC? We aren’t a big agency but we have some great opportunities!

I got offer from PWC AC Bangalore as a senior associate 2 (OIC technical) 20L per.anm is it good to take the offer.?

Having 3yoe should i resign and then start look of jobs or wait till i bag the offer and then serve 90 days notice

Has anyone attempted lab “kits”? A small set of materials you send home with a kid to do a lab at home?

I am asked during this RE analyst interview to build a real estate model from scratch. My background is commercial banking and I am used to analyzing real estate deals from the lender side not the developer. The interviewer is generous I must say he’s giving me a few days to complete. However this model is for a ground up multifamily development. I have no prior experience building one. I can find models online but all very complexe to reproduce. How would you handle? Do you have model to share?

Hi guys,

I have 4.8 years in Automation testing and looking for job change.
Please let me know if any jobs.


Thanks much

I have an interview for an AR Specialist position wish me luck Fishbowl Family!!! And any pointers would be accepted.

We are building a SaaS product for product owners to make informed decisions on product strategy and improve product roadmap process using data science and NLP. We are looking for pre-seed round.

Any angel investors interest in a manufacturing training facility in Michigan?

Am I correct in my assumption that with the new accreditation laws, anyone can pursue a Series 65 unsponsored and earn accredited investor status?

How hard are the Series 7, 65, or 82 exams? Interested in those because I don’t see myself reaching accredited status via capital alone any time soon.

I am an expert Crypto currency trader, I do Binary/Stocks FX trade using Bitcoin and other Crypto currency and it's very profitable.

If you don't have experience about it i will teach you...

Fellow VC analysts/associates: what time do you guys go to bed? I’ve been working until 1-2am, Monday-Sunday in the past few weeks and I’m new to this job. Is this normal?

Any investors have insights into what you look for investing in a social media platform? Is this something you do or do not have interest in/why?

Background is development of a social media platform looking for a $100k investment to get off the ground in a great market with tons of opportunity and proof of concept.

Currently raising a European based firm, potentially looking for one additional partner. Ideally with a strong EU network and direct investment experience (e.g. in VC/CVC, a family office, etc). DM for more info.

how much time it will take to release offer letter after showing evaluted in tcs ibegin?@tcs

What’s a good D30 retention?

We are building Immersive Sales Training at Scale using a lifelike Avatar. With the revolutionary tech leveraged have the ability to help sales force improve their sales skills, capabilities and close more deals! We are turning average Joe into top performing sales person. We’re looking for strategic angels to come on board and scale solution globally. Are you or do you know anyone in your network that is interested, we are all ears!

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Looking to confirm or crush my expectation as part of a business model. Are M&A like technology assessments somewhat standardized for angel investors or do you start by independently evaluating specific platform, data, code, technical architecture issues? I’m assuming there are individuals who seek technology risks for value opportunities while others avoid such risks. Is it common to ignore technology choices or are there other options I’m missing?

Hey investors - question from the other side: when you’re looking to invest, what are the biggest components you look for?

Do you invest in commodities?