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Do you invest in EU companies ?

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I assume accredited only, or are these the type that non AI can do

We would like to eventually have a crowdfunding end for non AI but that is down the road

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

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How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

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First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

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Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

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Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

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Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

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Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

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Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

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Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

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Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

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Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

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I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.

In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.

I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.

Also, what can I do to pay less taxes? Any help on that?

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Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

Why do there seem to be so many comparison threads of achieving XX salary/net worth by age Y?, especially amongst younger people? Is this the fallout of social media and do you think it’s a generation-wide thing, or just contained to folks in “preftigious” circles?

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Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

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Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

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Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

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Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

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(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

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More Posts

How do people make it to manager when you cannot do a simple PowerPoint and make it nice! 🤷🏻‍♀️ Spent a whole of time today explaining the slide master to my manager 😶

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What is service line in EY GDS? How Many service lines are there in GDS?

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Got a referral to BCG and still haven’t had anybody follow up to screen or interview me. It’s been two weeks now. Lol do I give up all hope? How long does this usually take?

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Any opportunities for an AD (3yrs experience) in NYC?

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Hi everyone! I'm recruiting for an exciting new position as a Salesforce Admin. This person would need:
- 3-5 years of SF Admin experience.
- to be located in Philadelphia, South New Jersey, Delaware or western Pennsylvania suburbs
- Experience being the sole SF resource, Certified SF Admin preferred
- Great leadership/communication skills
- Has worked with business side (especially operations) and with lightning 
Let me know if you or anyone in your network could be interested.

Thank you!

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Can you incorporate SCCs by reference in a DPA?

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Has anyone ever flown Silver Airways? Reviews I’ve seen look horrible but the regional route I’m looking into has limited direct options.

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unhappy @ current agency & haven't sold any work in 8+ months. Went from overseeing jr teams & presenting to clients to being treated like an intern. Old cco said he'd hire me back. Bad career move?

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Poll: would you take a job for a lot less than you’re making now but you’d work half the hours and have a lot less stress, yet still be doing work that motivates and inspires you (and builds your portfolio)?

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There’s no practical difference other than taxes, but do you think there’s a prestige difference between being “partner” versus “shareholder” or “member” at a law firm?

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Can we avail relocation bonus after two months from doj
Any one who availed relocation bonus recently

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Hello All,

Hope you are doing great.. I am looking for new opportunities in Product based or consulting industry.. Please do let me know if any openings in your organisation.. it would be a Great support to my career.. I have 7yrs of exp in Supply Chain - P2P process..

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Any CAMS certified people out there? Tips? Tricks?
Is it worth getting?

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I had final round interviews last week for the company I really want to work for. I have an offer from another company, which I communicated to the recruiter which expedited the interview to final rounds. I need to respond to the other company's offer letter soon. Should I follow up with the hiring recruiter for the company I want an offer from? Or just move on if I haven't heard back by end of this week?

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Trying to register for a new exam in webassessor and it is only giving option to select Academic Alliance. Any one else faced this?

Anyone have openings in CyberSoc , endpoint security , Azure , sentinel, defender ,mcas, crowdstrike, please let me know .looking for switch

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Currently accepted an internship at a firm for the winter and also just accepted a separate internship over the summer with a B4 firm. Should I inform the other firm that I already accepted a later internship with a B4 firm or keep it to myself until the internship is over? They are totally different positions and I wanted to have some experience with both but worry they will take it wrong.

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Is there anyone that works as a Mainframe Data Analyst at Bank of America ? I see an opening and would like to learn more about the day-to-day and projects. TYIA.

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Additional Posts in Angel Investor

A question for VCs: I’m currently a VC analyst. I want to eventually come back to the VC industry and perhaps become a partner (if possible). However, there’s an opportunity to work at an Endowment Fund (Harvard/Yale/Stanford level). Would you recommend me to spend the next 3-4 years doing something that’s not directly VC related? Would it be hard for me to come back to the VC industry with this experience? Why or why not? Thank you so much for your time and help!

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RSA, RSA Security LLC Does anyone have experience working at RSA Security? If yes, how is the work environment there, and what is the salary offered for 6 year experienced developer? Thanks for answering..

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We are building Immersive Sales Training at Scale using a lifelike Avatar. With the revolutionary tech leveraged have the ability to help sales force improve their sales skills, capabilities and close more deals! We are turning average Joe into top performing sales person. We’re looking for strategic angels to come on board and scale solution globally. Are you or do you know anyone in your network that is interested, we are all ears!

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Fellow VC analysts/associates: what time do you guys go to bed? I’ve been working until 1-2am, Monday-Sunday in the past few weeks and I’m new to this job. Is this normal?

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We are building a SaaS product for product owners to make informed decisions on product strategy and improve product roadmap process using data science and NLP. We are looking for pre-seed round.

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Currently raising a European based firm, potentially looking for one additional partner. Ideally with a strong EU network and direct investment experience (e.g. in VC/CVC, a family office, etc). DM for more info.

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Hey investors - question from the other side: when you’re looking to invest, what are the biggest components you look for?

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Looking to confirm or crush my expectation as part of a business model. Are M&A like technology assessments somewhat standardized for angel investors or do you start by independently evaluating specific platform, data, code, technical architecture issues? I’m assuming there are individuals who seek technology risks for value opportunities while others avoid such risks. Is it common to ignore technology choices or are there other options I’m missing?

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Do you invest in commodities?

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What’s a good D30 retention?

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Has anyone invested in a company that you know was initially started as a RollOver as a Business Startup (ROBS) or a ROBS holding?
I am looking at this as an incubator model to avoid interest payments and other forms of initial capitalization.
I understand the level of risk and the objections some have for ROBS.

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Any angel investors here interested in syndicating?

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Hi all 👋 Looking for some advice. I’m in the latter stages of building my sustainable fashion platform and need investment to get it over the line and complete the product. This investment would be for development and the first batch of paid ads. Would any of the fishbowl community be able to connect me relevant sources/ links/ people?

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Am I correct in my assumption that with the new accreditation laws, anyone can pursue a Series 65 unsponsored and earn accredited investor status?

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