Most effective way to use Amex platinum points?

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Transfer to partner airline

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I usually xfer to Aeroplan or Avios

Get a Charles Schwab American Express Platinum card and then convert points to cash for investment.

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Alright.. So Deloitte's performance year is almost over. Let's discuss about few important data points to analyze the competition level of this year. Level, Utilization, and PRD hours

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