Related Posts
More Posts
Need 11 likes to DM. Can you please help me?
Additional Posts in Personal Investment Chatter
Anyone pull their 401k under Cares?
Anyone else long on AMT?
Are you investing today?
My company matches 3%. Is that low or on par?
Investor’s Business Daily: worthwhile?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.




Pro
If you’re a newbie look into duplex / triplex and live in one of the units. Or buy 3+ bedrooms and rent out the extra bedrooms. Google ‘house hacking’.
Or if you’re just interested in RE as an asset class check out places like fundrise, or a traded REIT (eg VNQ)
Flipping only makes sense if you’re a GC with a crew. Buy and hold single family home is low return. The money is in larger multi family, and in commercial, which is a tough place to start.
On the other hand, its almost zero effort to get pretty good returns with a balanced portfolio of stocks!
Search the bowl
All my fiends and family that have rental properties are sitting pretty .
One is relatively active and one is relatively passive income (depending of course on how you approach it)
Op , have you considered purchasing something to start where you live in one section and then rent the rest ? Two family or Mother / daughter type home
I had a cousin who went all-in in the either/or choice, buying a second home instead of a penny into his 401k. In about 2005, before the crash. It did not end well and I bet he will retire in poverty.
Got it, so it’s just harder to do and takes a lot of work but if you do it right he returns can be higher
Pro
Not sure I would necessarily say “higher returns”.
If you inherit grandmas Manhattan condo and rent it out then yes, you can make a killing. If you buy a single unit somewhere to rent out, your returns will be very low.
Google cap rate and cash-on-cash return to get a sense for what these are and what typical ranges are. Then compare this to what at conservative 60/40 portfolio would generate over 10 years.
Likely better returns, and your 60/40 portfolio won’t call you in the middle of the night to tell you the toilet is clogged. :-)