I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

Saving for a home. Should I save my money in a CD or savings account?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Is BRK-B a buy right now?

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

I had a stellar annual review! However, I was advised not to expect a raise since I got a promotion a few months ago that bumped my income substantially. Thoughts??

Start raising cash family. Take some profits. 4/14 3:51 est

Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

My husband and I are young professionals, with a newborn, looking to buy a home in Los Angeles. I work in Century City. Where are young professionals with families living in LA these days?

Hi folks,

I have newly joined Thoughtworks. Was hoping to get some help from fellow thoughtworkers.
Other allowances from ctc is not included in compensation plan. How will it be paid then? Directly at the end of the year?

Is there anyone or do u know anyone in Bofa who didn't recieved Return to office mail yet

Planning a move to Bellevue downtown. Does anyone have apartment recommendations for good managed properties ?

Can someone walk me through a provision

Is Capgemini Bid Manager for IT and Cloud a good role??

Level C1:C2 What should be an ideal package??

Hi! I’m new to the bowl - what is up with all of the animal posts? Thanks in advance!

My offer letter mentions probation of 3 months. Is this normal for a Canadian company?

DRS data: How many of you feel you are using your tech skills? Are you on C1 or C2 engagements? I'm on a staff-aug about to roll off & nervous the grass might not be greener & I'll be stuck in excel

Gay/Bi men looking for virtual fun rn?

any single asian men in here interested to drink

Attractiveness is 90% of what makes a guy initially interested in a woman, and is a huge signifier of whether he’ll commit

Suggestions on where one may locate reasonably priced board games in Dubai? Somewhat random but I assume consultants play board games too

Is the pace and WLB a lot different between T1 and T2 firms in the middle east?

Is it me or the wifi in hotels is too bad to play online games? How do you people manage gaming while traveling?

Trevor from GTA was in The Walking Dead. Mind blown.

Got an offer (yay!) and waiting on hireright to complete the background check. Anyone had experience with them since the pandemic and if so, how long did it take?

I heard promotion of higher management is already announced?
When will the promotion of level 11 and 10 will be announced?

What are some key changes or additions you made to your LinkedIn which resulted in more recruiters reaching out?

Hello! Looking to relocate to Phoenix, any thoughts on budget for a 2 bed/1-2bath? Within commuting distance to Tempe, in unit w/d! Also any areas to look at?

Morgan Stanley Referral?

I'm interested in a new grad quantitative analyst position at Morgan Stanley (Montreal, Quebec, Canada). It's a hybrid position

I have 1yr experience as a data analyst at AMD (Advanced Micro Devices) and feel like I fit the requirements very well.

I'm happy to talk in more detail if there's anyone who can reach out! Any help with the referral is greatly appreciated!

Lastly, if you could just reach out with advice about the process prep, I'd be very grateful as well!

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Anyone looking at airline stocks or ETF play?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

How is everyone feeling about the market today? Buy? Sell? Wait?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

High risk, low reward investment ideas?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

HYSA anyone recommends?

Used car prices starting to come down?

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!