I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

What are some of the investing must-reads that you'd recommend?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Hi, can someone tell me if I need to manually claim higher rate tax relief on Accenture UK workplace pension e.g. via self assessment? I had assumed it was all taken care of out of the pay packet as it’s a net pay scheme but I have a financial advisor telling me otherwise. It’ll be the first I ever heard about it if so…guess I’ve lost a load of money…???

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Dow sit make sense to not put money into 401K until you go to business school and start again?

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

Will states start imposing sales tax on NFTs?

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

when’s the best time to negotiate about raising salary? after a year? two?

Do you guys feel like Biden is actually the cause of the unemployment rate being down? In 18 states where the rate is down significantly, 15 of them are run by republicans... just saying. Everyone's praising him for bringing the economy back but I'm still unemployed...and the cost of living is more pricey than ever.

To all associates whose firms haven’t announced special bonuses (or have strict requirements for them that you don’t meet): Are you planning to leave? How mad are you?

Is there a role for a CPA that wants to get into data analytics? Senior audit associate now that wants to exit to get experience with SQL, Python etc. but don’t want to start all over. What roles can I look at where I could leverage my CPA experience but still learn about analytics?

After asking for docs , how much days it will take in cognizant for further process ?
Please let me know

How is kpmg for software developer?

What was the hardest class year for you? I used to think first year was by far the hardest but now I’m a third year and I’m really feeling the pressure to step up. I work in finance and at this point I’m expected to handle closing documents, manage first years, draft some portions of major docs, etc. I feel like I’m always frazzled, constantly second guessing if I handled something correctly and anxious to answer calls from clients/OC. The worst part is I think people can tell I’m a mess....

What are your home office must-haves? I want to spruce up my office and have a stipend from my firm to help with office furniture and tech. I already have dual monitors, a decent webcam, and a ring light for video calls. Would love to hear others’ suggestions!

Hi,
I am going to attend the interview for senior consultant PMO, any kind soul can elaborate the process and preparation tips for the same.
Also whether case studies will b part of interview?
Thanks

I wanted to get people's opinions on leetcode, codewars etc when prepping for interviews. I am a junior full stack dev looking to move to a better paying junior role or a mid role and honestly these style of questions have always stumped me. I have found that in a year of work to have never found them useful in tackling real world issues. Now I'm moving from a junior to a mid can I still expect leetcode style questions?

I work mainly with react, TS, node, graphql, mongoose and mongoDB.

Which agency has the Corona virus test kits account? Any rumblings of which client is working on a vaccine?

Anyone running in the Chicago marathon this year? Ramping up my training to morning runs. Nothing life 5am wake-ups.

Hey There,
Currently working as Electrical engineer in medical device company. Been applying to few battery and electrical engineering jobs at amazon in seattle and california locations. If anyone could provide referral for the job, that would be very helpful.

Looking for remote healthcare opportunities in business ops or project management. Recommendations welcome.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

How can I learn about investing in crypto? KISS please

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Fav intl ETFs?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?