My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

Any advice for an extremely young, incoming Merrill FSA?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

How many of y'all have trust funds? What'd you do with the $$$?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Hi everyone! Looking for some advice on my side hustle. I’m running an e-commerce store selling primarily home decor, and I wanted to get some honest feedback & suggestions on the site to see what I can improve for better conversions. I’ll leave the link in a comment for anyone who would like to take a look.

Guys, i m in a pretty bad financial situation and need to pay my student loans and support my parents who lost their job. I m trying to brainstorm how i can make some side money. Thinking something that i can do remotely like an amazon store. Goal is to generate ~$1000 months in profits. I just have no idea where to start. How do ppl go about starting these?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Any thoughts of investing in gold or gold related instruments?

Is giving birth w/o the epidural really that crazy of a concept? People laugh at me when I say its very feasible...

Welcome to the bowl for synechron. We will discuss in and out of everything happening throughout the organisation. Feel free to ask any questions/doubts.

How often do you drink? I try not to Monday-Thursday

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

I am a manual tester with 7.5 years of experience.

I have completed a course on RPA from udemy, but do not have any work experience.
How can I get job and switch my career to RPA profile? Please provide pointers and help.

Do you have to have an MBA to get a job at Big4? I'm trying to get into Deloitte.

OCI Offer Review
Role: IC3
Fixed: 41 LPA
Stocks: 56L stocks spanning for 4 yr
Bonus: 4L

Currnet TC: 30 LPA
YOE 8 years

Hi everyone

Kindly share your experiences here

I have cleared three round of interviews in VMware for a business analyst position. One primary screening and two technical rounds. One more round is scheduled for further discussion. So is it a technical round or not. Also how many rounds are there going to happen.

Need help building an electric schedule for a production schedule with a Gantt chart style view (sort of)

Currently have an excel list with resource (production line), start date and time, and then also the name of the item being produced.

Any ideas how to tackle this??

I’m thinking a stacked bar chart with the vertical categories to be my resources and horizontal the date/time and then each individual bar to be the name of the item being produced.

Thank you for the help Excel Gods 🙏

Can someone let us know about leave and insurance policy in detail 🙂

Hey guys!!
How common is it in firms like Bain & Co., Mc Kinsey, BCG, JP Morgan and similar to hire candidates without a master's degree?

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

Lots of companies who have that ONE guy who manages the legacy system are sh!ting their pants that the 'hit by a bus' scenerio is about to go down.

Got an offer letter from Accenture for job level 9 . When I asked for salary breakup , the HR mailed that there is no compensation structure for L9 and above and we need to resign based on our convience . What does this mean ?

Currently in a committed relationship and just came to the realization that I have actually never been single in my life. Sometimes I wonder what the single life is like.. just dating and doing whatever I want without having to think about a partner. Any one else ever felt like this? Or been in this situation?

I gained weight during my last relationship (probably around 30 lbs, and I’m 5’9”). Before my relationship, I felt like I could get any guy. But I’ve been single for 2 years now and it’s been so hard to date. I’m not sure if maybe I’ve lost confidence, but I legitimately don’t know how to get a guy to be interested. Any pointers?

Really sucks how unfair life can be

Chris Stapleton might be a cool guy. Maybe he has some good music. But every time I hear him sing “drive on” during a Ram commercial I want to punch him in the face. Ram has overplayed that one.

I want to spend money on a gift for myself. <$200, any recommendations?

Hi all. I was recently diagnosed with bipolar disorder type 2 and it’s been hard to heal with the ups and downs of a very competitive sales position in the current market. Before taking FMLA for 12 weeks I was a top performer. Any advice from those that also live with bipolar disorder, or advice on a potentially a less stressful position to ease out of sales? I have 7 years healthcare sales and 1.5 years as a MLO.

I hate when people use the phrase “I would die for (xyz)” when xyz is something no one would actually die for - like a random cute dog on the internet or whatever. I mean, would you really die for that? It’s cute and all, but, no, I would not die for it.

All of us want the same thing! Money- Flex Timing- Great Culture- Respect - Value in what we are doing!
We, the employees make an organization. If all of us want the same thing, how come the culture of that organization still remains the same! Why can’t we be the pioneer? Thoughts…

Men marry their second mom.

I'm plopped on the floor buzzed, single AF, surrounded by cats, and I have no regrets tonight.

Happy wife happy life is a really toxic saying. I’m just shocked how this has become the standard saying for men in relationships. I have friends of mine saying this all the time, and I have just thought it’s so cringe and always want to say my thoughts on it but always decide to hold back. However, imagine the saying reversed - happy husband happy life - that would lead to all kinds of uproar. To me happy wife happy life means I need to sacrifice my wants and needs to make my wife happy.

I'm not sure what else I did other than being respectful and not giving flip at the same time but (4) mature ladies in my office flirt with me every chance they get. Some of my M colleagues are beginning to notice and giving the prod. I must confess it comes with some perks as I do appreciate how fast they process my requests/orders which a M colleague literally told me is biased. Recently one of them offered to bring me her cooked food and asked that I do the same..(Cont'd)

Every other Friday, I got these farewell emails from my long-time colleagues. I am sad yet I’m too lazy to look for another job.

Is it bad luck to pawn a promise ring?

Hypothetical Q: If a house has two half baths and three full baths, how are they counted? 4 Baths, or 3.5 baths +.5 baths?

What is the difference between fetish and kink? I thought they were same.

What do I do you do with your down time? I’m so bored.

Anyone else watching the US Open this evening? Who are you rooting for? 🇺🇸 🇪🇸

I’m addicted to Amazon