My wife and make significantly more (nominally) than our parents did at our age. Her in big law and me in big 4 consulting- we have no debt, we invest my entire paycheck, have ~1 year emergency fund, max 401ks… basically we have done everything right when it comes to personal finances.

And yet we can’t afford a house in the same neighborhoods that we were raised in.

Very frustrating.

Hey Fishes 🐟,

Where can I get study material for SAP IS-U ? I visited lot of sites but couldn't find detailed explanation for each concept.

How do we get them to shorten the consumer ISI? It serves no ethical purpose and physicians hate it. Here’s my version:

Which companies have PM roles that are more strategy focused than PO focused (e.g., focusing on overall product strategy and not leading a Dev team to deliver specific product features)?

Anyone have feedback on in house attorney positions with Mercury Insurance?

Hi folks,

I have 9 years of experience as a QA out of which last 2-3 is an individual contributor (sole qa owner) plus team lead of a qa team.. I want to pursue masters in the UK so I can have a role like Project Manager/Test Manager/Scrum Master in the future.. what course should I go for:
1. MSc Management
2. Business Analysis and Consulting
3. MBA (not so easy as I don't want to give GMAT, will select certain colleges that do not need GMAT score)

Whirlpool is closing their doors? What happens to the in-house agency?

Hey fishes I was asked for the documents and application form after the director round at pwc?
How soon can I expect a salary discussion?

with the way the economy is going, would a new car be cheaper end of december or later first quarter next yr?

What is the general CTC range at AM and DM level in Deloitte in Tax

Advise needed!
Relocating to Bangalore (KGS) - any good accommodations Available near by?

Does anyone have experience working for or using Sylvan Learning Centers?

Work hours change scenario: 8hours/day for 4 days per week or 6hours/day for 5 days?

Are T2 Firms like Kearney ranked above B4 firms like KPMG? I’m a first year associate and the hierarchy is still a little confusing in the industry lol.

Do recruiters always try to lowball you with their first offer?

Have you ever worked with Quartz Network Events? Were the meetings and events valuable? Did it lead to business?

Have about 5k to invest - should I do FXAIX or FSKAX?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.