Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

May have an opportunity to transition out of patient care into working remotely from home doing healthcare Recruiting. Would be a pay cut, is it worth it ?

Personal finance book recommendations?

I am retiring from real estate! It's been 40 long years of working in this field and I'm so grateful for everything I've learned. To the young and rising realtors out there: It's definitely worth it, don't give up and eventually things will get better. If you have any questions feel free to ask them!

Has anyone already applied for federal or private loans?

I'm a VP in healthcare, working mostly on oncology. I want to work on women's health, health tech, and/or mental/behavior health. Of course my agency is like "great, go get some new biz." Obv, it's not that easy. In the meantime, besides reading about it, what's a good way for me to get into those spaces, meet people, etc?

What do you check for when you go to view your properties in advance?

4 AA SWU’s expiring ending Jan 31. Anyone interested in buying?

Tier1/2 ka mba karke kuch Faida Hoga kya? People in tech are earning almost close if not more. 2 Saal job chodke 20 lakh ka loan leke kuch milega kya in the long run?

Ab ye matbolo ke gyan milega, daru milega, bandi milegi..ye Saab hai.

Thoda advice do.
Asking since i have converted tier1 and 2 college

Is a move to Dubai worth it? Currently in the US (Pakistani background - but my whole family is in the US). Thinking about relocating with my wife and 4 year old just for a change. Looking for warmer weather + more savings + and just a lifestyle change. Thoughts from anyone who’s made a similar move?

My company is giving me a reimbursement while I go to school. It’s capped to induce me to study part time. I decided to go full time. Pay the difference out of pocket so I can graduate quicker. I have been working as a manufacturing engineer tech for 4 years without a degree but this May I will get my bachelors in Mechanical Eng. Currently making 63k a year, hourly. What should I ask for when I graduate? Living in Southern Pennsylvania.

Is Redondo Beach a good area to buy in?

Would you rather spend your savings on a graduate degree or a down payment for a home?

Predicting that there will be scalping overnight given today’s pretty crazy gains...so 8-10 am tomorrow could be another good buy opp...

Go big or go home. Mega funds only.

Hey i was just going through Bofa AIM certification for Outside business activities.
Im aware that we should get approval for investing on stocks and all
But purchase of Land/House also comes under this?

I see a particular statement in “I confirm i do not engage in below Outside activities”

*The utilisation of a real estate license to facilitate real estate purchase/sales for third parties outside of the covered associated family

What does the above statement means?

Under current circumstances, fixed rate or adjustable mortgage rate?

What are the best defense company vacation and healthcare policies?

What other avenues are you using to increase income?

What do you guys know about the IR section? I got a 6 and I’m worried it’ll hurt my chances.

Which schools in the T15 are the most fun?

If your firm matches Milbank, please comment here!

They say email is out!!!! On its way now 😅

Can anybody tell which band and level is Senior Consultant -infrastructure management in Infosys Limited, Infosys

Is a 110k salary fair for UX Designer in a f-500 organization with the following responsibilities:

Wear many hats in UX, for 7 separate digital products
Flows/Logical solutions for the business
Manage entire design system for the 7 products
Do UI design for the 7 products
Provide spec work for dev teams for each product
Random graphic design requests
Lead a team of 3 designers
Do manager role to organize the work under agile design sprints with Jira boards (daily scrum, refinement, grooming)

Need suggestions to pick one for 6.5+ Yoe in Mainframe Dev for long run in industry ( WLB , Job security, Opportunities )
CTS ( Sr associate Role ) - No info on Client/Account
Coforge ( Technical Analyst Role) - Probably HSBC Client
Offered CTC is more in Coforge ( +2 Fixed ).

#DOJ is on 29th August..

Great feedback, Chuck.

TriCare reserve select vs Cigna oap: My new employer pays 100% for us so thinking of dropping TRS. There is a 12 month lock out, but I’m guessing that if I change employment I can get TRS again since that should be a QLE. Anybody else have experience with this?

Anyone currently working in Singapore?

It surprises people when I say I'm an engineering major because I "don't come across as a nerd" and I don't know how to feel about that

What's the best relationship advice you've heard recently?

Having a really rough time lately - want to get out of public desperately but the interviewing process externally is going slower than I imagined.. what do you guys recommend?

Once I get my H1B issued, how soon can I apply for a greencard and how long does the process take from application to receipt of the greencard? For reference, I’m born Canadian (I think birth country plays a factor in this?) and is it better to apply through my employer or apply on my own?

Hi All
Need your advice
How good is Comcast vs Publicis Sapient

Did my decision round with BCG and came out feeling meh. The interviewers pushed me a lot (made me brainstorm on where to start until I found the right place) and didn’t really work with me through the case (just let me go on even if my I was a 0 off in my calculations).

Is this normal? The experience was vastly different from my R1.

Hi all, had my final round at McKinsey & Company but was told that they want me to do an additional interview. Does anyone have any tip on how to prep for that/anything to focus on? Feeling very stressed since it seems like this one interview will be the deciding factor

QQQ vs VOO?

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

I have so much anxiety about money that I can’t even think about it.

Married, 2 kids, dual income.

Home equity: $200k
Gross annual HHI: 234k.
401k: ~60k
Emergency: $12k
Savings: 20k
Debt: One low-interest car payment

We just spent 60k on a lot down payment with the dream of building in a few years.

We don’t budget at all. And we don’t do anything else with our money - like investing in the market.

We just went on in 3.5k family vacation and I feel so guilty about it.

I am almost 23 and don’t know much about the investment and savings vehicles/strategies that I should be using. IRAs, Roth IRA’s, long-term investments, how much I should be contributing/saving for financial success, etc. Any suggestions? I currently have $4,000 in savings, and a few thousand sitting in checking that I use regularly but try to not spend too much. Rent is $1600. Likely looking to go to grad school in the next 2-3 years.

Salary: $86,000/yr (~5000 a month take home)
City: NYC

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Hi! Looking to open a online bank savings account. Right now I am leaning toward Capitol One. Anyone have any recommendations or suggestions?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Have about 5k to invest - should I do FXAIX or FSKAX?

Do you have a money or business coach? If so, what kind or how do they help you?

If you don’t have a coach, what would be your criteria or circumstances to consider investing in yourself through a coach?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Hi friends - need a suggestion. My mother got critically ill due to Covid and has been in the hospital in India for over a month with added complications. Hospital charges are through the roof and it is a long road ahead of us. Are there financial aids, options available to explore to meet the expenses? We are salaried people and parents are retired. We are exploring loan options and wanted to check with this group for other creative ways to manage. Thanks a lot for the help!

Hi, I have recently saved some money and wanted to invest it to make something out of it instead of just letting it dry in my bank account.
I wanted to ask if anyone has been facing a similar situation and if you have started investing by yourself (stock picking, ETF, crypto) or just done it through your bank and let them do the work. If it’s the first option, also I would appreciate any advice.

About to get married and thinking ways to best budget as a couple. I use mint and track everything from an excel spreadsheet.

We’re planning on having one account each for our own discretionary spending. And one main account and central clearing for (semi) fixed costs. Should I continue with mint? Any other tips?

what can I invest in using my ROTH IRA?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?