Name what you perceive as the biggest overall disruptor to insurance over the next 3, 5, and 10 years.

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Do your own work.

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Trump

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Elizabeth Warren

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Autonomous Vehicles

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RPA

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Obamacare isn't going to last though and was never sustainable.

Regardless though, the data on wearbles will get better and combined with predicive analytics will be revolutionary.

Movement diseases like Alzheimers and Parkinsons will see leaps forward in using wearables to improve dosing and measure drug efficacy.

Barcoding on each unit will tie the drug to the EMR to the indication and prevent leakage while again, providing real data on what drugs do the most good. Hospitals will scan a drug then digitally link it to you.

Higher risk patients will have to pay more in risk pools based on the way its looking but even just reminders to take drugs on an I-Watch could be huge. Only 52% of medicine is taken as it should be. Just reminders and pictures of pills shown to senior citizens will get that to over 70%.

This will save billions. Sorry for the rant but its one of the few things to be really optimistic a out

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Vehicles will be monumental but will take longer than 10 years to scale.

Wearables, data and the boomers aging is going to create a strain and disruption to the system and the way healthcare is delivered and paid for. This is going to change how our healthcare system works for payers and providers. This will be trillions of dollars worth of change within 5 years.

I don't think wearables will change insurance much when Obamacare doesn't even allow insurance companies to charge the obese higher premiums

What kind of insurance? Health, life, P&C?

* about

Computer vision for damage assessments in auto insurance and small claims

Drones for commercial property and infrastructure insurance damage assessment and underwriting time risk assessment

Automation of personal lines and small business underwriting

Convergence of reinsurance with capital markets

Do your own research.

Climate change, without a doubt

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