Need some suggestions from experienced and pros in this bowl. I recently got Amex Plat. Already have a CSR (Chase Sapphire Reserve). Thinking of downgrading the Reserve? Is it advisable? I feel like using perks in CSR is more straightforward ($300 travel credit etc.) whereas more cumbersome in Amex. Questions - 1. Is it advisable to downgrade CSR?
2. If yes, to what card?
3. What are the steps to take before downgrading (have about 100K points in there)
4. Is there an option to downgrade Amex Pl

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

I put money in VTSAX which is a mutual fund vs. an ETF. Am I dumb?

Guys, tell me the top 2 stocks to buys for long term (5 years) according to you. Will be investing in stocks for the first time, as it is impossible to resist these low stock prices

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Is now a good time to buy a house?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

How to save tax for the money from freelance work? As i already have a full time job.

What are the best ways of tax exemption

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

If you could change anything about the tax system what would if be? If to simplify, how so exactly?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Hi there,

I am currently working in Capgemini as a SAP PP QM consultant and looking for job change... Can anyone here refer or suggest anything so that it will help me out to find suitable job..

YOE - 6 years
Relevant - 3.5 years
Skill - SAP PP QM

Thanks in advance....

Just saw a meme that said “I’m going to turn off the news and put on a serial killer documentary to unwind” and…..ya. Does anyone else do this?

I was hopeful and excited to have a better working experience while working with EY. But seems like tagline is building better working world in real it is building worse working world. Anyone here experiencing same ?

Besides reviewing printed out versions, what's the best way to error proof work? I still make mistakes despite reviewing printed copies.

One of life’s small luxuries is when your colleagues narrowly miss the closing elevator doors and you get to ride up all on your own 🙏

I joined Accenture as a fresher and had a okay okay career growth in last Nine years (had a few short term onshore) - now AM, I want to understand if I am earning too less for market standards.
20l per annum
I am an SAP MDG consultant

People who are happy that the office is dead should reconsider. If the office is dead wouldn't that mean more outsourcing and less TC forward? Isn't it short sighted to think jobs will stay in the US if they are remote considering how expensive it is to hire here?

I have an experience of more than 2 years in financial operations, audit and compliance, reports management and data analysis. Is there any opportunity in EY GDS as per my skills?

Does anyone have any good resources for auditing ESG?

Hi! I have an interview for the role of financial consultant/financial planning and analysis @ computershare.. please share words of advise for me please... This is the highest role I have ever interview for.. I am currently a credit analyst! Any tips help. Thank you in advance.

I have a panel interview for a ASL position. It’s in the beverage industry. What would you put for your 30,60,90? Or suggestions for your SWOT? I am green to this.

Anyone try Celsius, the Gatorade drink? I think I heard about it on this app, but wasn’t sure if people prefer it to coffee?

Is it common for a midlevel to gossip with a first year about another first year’s work? Is it common for midlevels to trash juniors amongst themselves? I think my office is hella toxic

How did you give notice you were lateraling to people you like? Particularly if you haven't been there that long?

I'm lateraling to another firm because frankly I think the management of this one is terrible, but the people (and individual partners) I actually work with are awesome. I've only been here for about 18 months, so I imagine that short time frame will make it extra awkward 😬

1st/2nd year consultants in tech - what industry jobs do you apply to?

I have my partner interview at Deloitte USI scheduled. I have 2 YOE. What type of questions should I expect and what would be the difficulty level of the interview?

Hi,
Only hdfc bank accounts can be given as salary account in Pwc AC ? Is it like that?
I have Axis Bank account.

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Not quite pts related: Best Buy $7200 order. 2 TVs & soundbar to be installed. 1st appt canceled during arrival window for personal reasons. 2nd appt system error Best Buy has correct date...

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights

Best SPG or Marriott in San Francisco?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Every time I try to use Hertz points abroad the site says that location doesn't take them. Can I call and use them or am I just SOL using them anywhere internationally?

Unethical to pocket citi prestige 4th night reimbursement?

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Will have a night in Houston for work. Never been to the city before. Any tips on best SPG/Marriott property down there?

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

Anyone have the SPG/Marriott corporate code for Comcast?

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Best way to cash $2000 in visa gift cards?

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state