Need some suggestions from experienced and pros in this bowl. I recently got Amex Plat. Already have a CSR (Chase Sapphire Reserve). Thinking of downgrading the Reserve? Is it advisable? I feel like using perks in CSR is more straightforward ($300 travel credit etc.) whereas more cumbersome in Amex. Questions - 1. Is it advisable to downgrade CSR?
2. If yes, to what card?
3. What are the steps to take before downgrading (have about 100K points in there)
4. Is there an option to downgrade Amex Pl

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

I currently make 60LPA in Hyderabad and my firm has an offer for 150k in Chicago. Is it worth? I am generally happy with the package in India and have good savings as I own my house in Hyderabad and I am not a lavish spender. I have been onsite in US previously with an allowance but I did not go crazy over the so called American experience. Single earner with one kid.

Just graduated UG - I’ve got $25k in my bank, no debt, and am maxing out 401K. Keeping all my money in checking can’t be optimal - though recession fears make me wary of equity. What should I do?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

For full timers, what percentage of salary do you contribute to your 401k and how old are you?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

How old were you when you bought your first home? How did you save for it/set reasonable budget goals?

Does EY let you keep Amex rewards points?

Trying to figure out my net worth hope you guys can provide some insight. Do you include their home value into their net worth? Do you subtract the value of the home and what you owe on the mortgage?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Check out my bowl. Teenage art. I take pictures of little artworks the kids leave around the building. Most stuff is offensive, but I figure you people can handle what kids draw on bathroom stalls.

Just a thought to anyone considering doing a hand markup: if I'm going to need some Indiana Jones-esque ancient decoder shit to read the hieroglyphics that you call "hand writing", maybe just make comments in track changes instead.

I’m looking to get my first job Online i need help please…

Looking for a good personal finance or similar book to read. Any suggestions?

Hows the appraisal number in coforge for this year ?? Nd also how much variable did you guys received ??

Will Coforge pay the variable as quoted ? If yes what’s the frequency of pay Like half yearly or annual?

Can anyone pls help me in RRP ??

My s/o and I were in a very long relationship that just ended. We have so much financial ties that I feel we need a separation agreement to resolve these issues. Has anyone heard of a non married separation agreement?

How many billable hours per week is considered at capacity? I’m getting pushback on boundaries I’m setting about additional matters and marketing work from my firm when I’ve been billing 60-75 hours per week for the last 6 weeks, and I’m still behind on my work. I feel like it’s reasonable to not kill myself further to fit in more/turn things around faster at this point, but am I being unreasonable? I expect my workload to remain at this level through the end of the year at least.

I’m trying to secure a role in GCP Strategy and Operations team in USA. I have cloud experience through AWS, GCP seminars and engineering background + strategy and operations (not consulting) experience directly advising senior leadership. Do you guys have any advice or know someone I could contact to get an interview?

Hi guys, 2 days back HR mailed me to inform final verdict was positive and asking few details like PAN. But till now offer letter hasn't been released. Should I give a call today or wait for few more days?

Hi guys,

I am into java full stack development with 4 yoe.
I have two options
Accenture with 11.8 fixed + 20% variable. (Has joining bonus)
Amadeus with 16 fixed.

I am more concerned about the technology (angular,java,cloud), learning and job security.

I am confused between them. Please suggest. TIA.

Is Dancing considered a taboo in Muslim world?

Hello. I have a job interview coming up. When asked the question by the interviewer, “Why do you want to leave your current employer for us?” What is the best answer?

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights

Has anyone ever had any success in getting a delta base economy fare refunded? Am no longer going on a trip and wondering if I can get those points back that I used to cover the fare

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Anyone have the SPG/Marriott corporate code for Comcast?

Unethical to pocket citi prestige 4th night reimbursement?

Amex platinum vs CSR??

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Every time I try to use Hertz points abroad the site says that location doesn't take them. Can I call and use them or am I just SOL using them anywhere internationally?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state