Guys, tell me the top 2 stocks to buys for long term (5 years) according to you. Will be investing in stocks for the first time, as it is impossible to resist these low stock prices

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Which bank account is better for salary account?

HDFC
Axis

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

Freelancers - who’s your tax guy ? I’m very, very confused.

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Well, its a good thing I sold ARKF when it was $55 last year

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

What health insurance bkd has? Any 401k match?

...and just like that, the bitcoin party was over...

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

🔮 Looking for some buys with my new found gains in ETH 🔮

I have two positions open - 1 developer (goLang+ Networking) and QA lead. For Referral please reach out to me. No issue for salary range for perfect candidate.

What is the average salary for director Morgan Stanley india ? How is wlb and job security?

Bounce tomorrow/Tuesday then going short with oct expirations

what you buying?

Have McK phone case coming up, has anyone had feedback on why you haven’t passed? Looking to avoid missteps.

Can anyone please share what salaries for Data Analysts are like in Bangalore, India for someone with about 2-4 years experience? Roughly how much per year can Data Analysts for large organizations expect to make?

Hello All, I have an interview for Salesforce Data & Integration Senior Consultant at Toronto. Can anyone help me with what kind of questions to expect?
10 YoE in the space.

Seriously need suggestion
Between CG AND HTC which is better.

Anyone have a Soho House (cities without houses) membership here in ATL?

Today, my entire class stated they do not feel comfortable working with the school's instructional coach. How can I, as a teacher, encourage them to open up and receive helpful strategies and help with their homework if they are not comfortable? Any suggestions? I don't have time to assist everyone.

No one is talking in this grp. Why?

Almost 4 weeks in and my status is still wrong. It was correct for the first ~1 day and then bumped down a level. Shouldn’t be hard as all my nights last year were SPG. This is ridiculous.

Any off beat documentaries to recommend? Just watched the Barkley Marathons.

What’s an affordable skin care routine? Morning and night please

I have ADD and occasionally make small mistakes in my work, like leaving a word missing when editing sentences, small formatting errors or leaving an internal comment in drafts sent to clients. All partners have been very understanding and care about the quality of my work, and no client has ever complained. Partners and clients praise my work.

But now, one partner has become super mad and when I explained ADD, he said:

Can I still do a backdoor ROtH IRA for 2021?

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

What do you think about healthcare system in US?

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

What long term (30 years) inflation adjusted return can I assume for my financial planning? Dad was saying he thinks it’ll be 3% which seems insanely low

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Is now a good time to buy a house?

I have ~50k in a hysa earmarked for a future down payment. Would it be wiser to backdoor that cash into a mega Roth to increase earnings and then take out what I need in a year? Or better to keep them separate

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Should I just take the L on draftkings? Been holding since $50 and doesn’t show any signs of slowing the downtrend…