Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How do you keep track of your finances? Do you use a calendar, a specific software, what’s your favorite method?

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Anyone have a recommended tax person in Chicago?

FIRE - What is your total net worth so far? What's your profile?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

EPOR a solid first option trading choice?

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

I have below offers in Hyderabad, current salary(with 10% var) 13.25, YOE 6.3Y, .Net Fullstack developer

Hexagon

Basic 8.2 L

Reimbursement component 44K

PF 8202 + 8202 = 16404

Yearly gratuity

Base + 10% variable = 22.5 LPA

CreditSafe

Basic 8.24 L

Reimbursement component 3.18L

PF 1800 + 1800 = 3600

Base + NO variable = 24.5 LPA

Which one would be better option?

Why CreditSafe has that much reimbursement component? Are bills required to get it?

Why only 1800 as PF in CreditSafe?

How much money (revenue) does your agency earn from the account you work on?

Ex CFS or OTS?

PWC SA2 got an offer for 34LPA fixed.
Currently at DUSI at 24 LPA.
Worth the jump?

Hi does anyone have health anxiety while working out? Haven’t worked out since September and really scared of going back to the gym because I gained some weight and I become very panicky when my heart rate goes high. Anyone has any tips on how I can go back to the gym and go back to enjoying my workouts?

Hi All,
Please help

Run Joe Run!! Run Joe Run :)

Is Federal/Public Sector consulting fulfilling work? I'm at a tier 2 consulting firm right now focused on retail clients, and I just feel like there is zero point to this work. Its all about increasing sales of a product that people could easily live without. As an Associate, I just move boxes around on PPT slides all day. Looking for better WLB and fulfillment in my work, thinking that might be Public Sector work.

Hi
I've 4+YOE in machine learning and deep learning
Any references in hyderabad in a better org pls

Best way to get cheap park city lift tickets?

I had my first round of interviews with Mckinsey last Friday. the first case was a disaster but the second case + both of the PEI were quite good. The thing is, my other lead progressed very well, it's also in the Private Equity space, an Investor Relations manager role, boring but good money. they pressed me to go through all the process by the end of the week but I won’t be able to advance much with McKinsey by then…Super stressed, what should I do?

Hi ,
Anyone from Accenture kindly suggest.I have got mail that my profile is shortlisted for interview.But they are asking to upload all documents like pan card adhar salary slips n many otyers before interview only.Should I submit it??? Or is it suspicious?

I am fed up of my people lead/supervisor
Gives unrealistic deadlines, has no time for discussion and next day he is up with his nagging behaviour

Doesnt even know how to talk in a certain professional manner, fed up with his nagging behaviour.

And yeah forgets everything! Need to remind him each and everytime about the tasks and boom, then he comes up with his negative demotivating statements!

Is this a good deal or not. $93,600/year” “BENEFITS “ medical, dental, vision(30%60%90% after CYD) 80hrs vacation time after 1year of employment, it cannot be carried over year to year, nor will it be paid for it upon termination same for sick time which will be granted after 90 days of employment. Max 240 hours. Paid for the 6 holidays but if happen to work holidays will get paid 8 hrs for another day off during the same pay period. No 401k

Is your firm monitoring attendance? Today we got scolded like children at school for not coming in 3x a week as required by the new firm policy.

Anyone working at Foresite Capital? Would be keen to learn about the company a bit more!

Average day rate for an EP contemplating a freelance role as an Interactive Prod at a FAANG co.?! Got more than a decade of experience managing global integrated programs for many top brands 😬

Available freelance. 10 years of experience in communication, photography and Digital Media. First 5 years as a TV host and latter half as a photographer and digital media Consultant

Fresh thread for a rate check amongst us producers?

I want a raise but think agencies will scoff. At $1200 and want to bump up to $1300.

17 yrs broadcast/video, some awards, agency, brand and post experience.

I am booked at an agency that is filled with toxic people and I got offered a freelance job at a really great agency. I am two weeks into a four week booking but they said that usually keep freelancers on for a really long time. Right now I am only working on edits. Do you all think it would be OK to tell the agency that I’m currently at that I’m going to leave for another booking or is that really bad?

Are there other resources like SourceCreative through Extreme Reach for finding production & post partners? Would love some alternative options.

Thank you Fishbowl - 👁 ❤️ 🐠

Anyone currently freelancing for a big tech co? Dying for some tips / hints on how to get my foot in the door...!

Thoughts on recruiting firms in LA? Looking to freelance beginning in Oct / Nov!

Anyone have a primer on working with children? From a business affairs perspective?

Looking for a junior producer that also knows talent and traffic?

Associate Producer looking for opportunities in New York, currently working in accounts, but my background is film and television, working across departments but predominantly the Production Office.

I recently went freelance as an EP and started my own LLC as well (to get the full benefits of being a freelancer). Some agencies and clients want to pay on a W2 versus 1099 / as an independent contractor. Should I still take the gig if W2 or stand my ground and pass?

Feeling discouraged as a new freelancer with no work right now. I’m trying to network during the down time but nothing seems to be getting bites. Any advise? Or any others feeling the same way?

After freelancing for years and doing well, would you consider a full time job? It's really hard to give up the flexibility of freelance, but... also hard to give up having a 401k match again. Salary would be similar to freelance money, but less time off. Thoughts?

Outside of networking, what are some of your favorite ways to get freelance gigs? LinkedIn? Freelancer? Other apps/websites?
My full-time gig is transitioning into a part-time gig, and with everything changing so quickly, I wanted to ask to see if there’s anything new. Thanks friends!

Are u an Agency or Brand looking 4 a freelance producer for upcoming projects? Connect here w/freelance producers who are looking for their next gig. Typically word of mouth, made easier by a Bowl.

Looking for a producer for helping me to scope a branding (traditional+digital) and digital experience (mainly UI look and feel) project. Will need help with creating timelines as well. Would appreciate hearing from people with experience on these areas.

Hi There, I’m a Senior freelance Digital PM/Producer based out of Toronto, Canada. I figure with remote work being the norm now, there would be more opportunity to collaborate with US agencies. Has anyone had the experience of doing this? I know some agencies have strict hiring protocol but I am incorporated. Any advice would help! Thank you

Hello! What does everyone do for health insurance? Are there any unions or anything we can join to get better rates for family healthcare?

Any digital producers out there who are savvy with DCO? Remote assignment for a Brand through EOY. DM me if that’s you!