Quick question: will you buy vanguard index funds through a vanguard account or their ETF versions through Robinhood or Ameritrade (already have Robinhood and Ameritrade) ?

Trying to build a strategy focused on index funds.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Thoughts on the new Chase Freedom Flex?

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Implications of a PE firm selling and a company bringing on a new investment partner?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Anyone interested in property (land ) purchase in Group..

Contact me if interested:
9604060922

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

Best consulting companies with exposure to the blockchain / digital assets space?

Anyone working in mRNA space? DM for a job

Any other ladies get so frustrated by forced family set ups? I swear I only hear from my extended family when it’s about set ups and my marriage status. And usually it’s just them praising the guy and telling me to make it work since I’m getting old (early 30s) 🤦🏽‍♀️

Any CAIA holders out there? How have you generally been viewed?

Looking to gauge if my current salary is competitive with the current market. I am a senior associate on the fund accounting team and make about $110k after bonus. Any thoughts?

Hello,
Does anyone know how much time Microsoft HR takes to provide feedback after Hiring drive ? I had contacted my 3rd party recruiter contact person but he said the final feedback will come from HR or Hiring Manager only.
Thanks in advance .

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Any suggestions for self help books on anxiety? Been dealing with anxiety for quite some time now and have been seeing a therapist but also just want to see what other resources are out there.

A first year asked me today how to maintain wlb to make the job work long term. Oh you sweet summer child.

Gripe- there is no room for a sick day in this profession. Big closing coming up. Have a bad cold. Have billed 40+ hours in the last 3 days.

Why do lawyers celebrate a culture of poor health?

Looks like the office is in Ascendas, Taramani.

How is work life balance at Citi Risk Team?

I’m a first year associate and perpetually concerned I’m going to get fired bc I feel like my work product isn’t at the level it should be. Does anyone have an idea of how easy/ hard it is to get fired?

How hard is it to work and be a first year law student? Is this possible?

Boston biglaw associates, do you pay for monthly parking and drive into the office? Or do you still ride the T?

Hi everyone

Can you tell me about the work culture in Capgemini.. I am 5 yeas experienced

Hi y’all, I am a fishbowl newbie trying to DM with new connections—can you kind people help me get to 11 likes so I can do so :)

Moving to New York from Vancouver (CA). Looking for places to make new friends and meet other singles. Any suggestions for places in NYC? I’m single, 25, M, software sales

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What’s the meaning of life before FIRE and after FIRE?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

What are the best cities to live in for FIRE?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

FIRE - What is your total net worth so far? What's your profile?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

For those of you who made your first million in net worth, what did you do next?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Decided to payoff my mortgage.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?