Recently put an offer down on a home. Given the market, had to waive the appraisal contingency. The appraiser’s report came back with a significant shortfall. We can cover it but want to push back on the appraiser since there appear to be numerous inconsistencies in the report. Anyone dealt with this experience before? Any tips?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Interested in investing in real estate. How to even begin and what apps should I be using?

Best resource to learn about the energy generation world and trading? Would appreciate some courses, books, or leads.

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

How do you effectively plan for retirement?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

With all used vehicles so inflated, Does it make more sense to buy new? I need a car and have a budget of 15 to 20k. Which car would you get and why? No family, single, don't drive much. I like the lexus IS, Camry, etc.

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

Canadian 🐠 Which ETFs are you buying right now?

Can anyone point me to UX research orgs with expertise in the agriculture industry?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

What is the best appraisal you have ever recieved?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Hello All - I struggle with time management. I take medication but I have no idea whether a task will take 40 mins or 4 hours. Because of this, I over commit and under deliver. Also, having been on the receiving end of criticism, over time I have developed a perfectionist streak. I won't turn it in if it is good enough. How do you break out of this habit?

Any resources to help the brain structure tasks and make better estimates? Much appreciated, thanks!

How do you recommend finding recruiters who specialize in a particular geographic area? (Tampa Bay specifically)

Any update about office location? Also fishes, if you could suggest good localities/societies, looking to rent a 1bhk, new to Kolkata. Thanks!

I want to move to Europe or New Zealand. I am educated/barred in the US and only speak English. Is this hopeless, or are there opportunities out there for someone like me?

Fwiw, T14, V50 big law, F50 in-house. Antitrust/competition/sales/marketing/business strategy and ops.

Cross-posting.

Any really impactful books that have helped you career-wise? Not necessarily consulting focused. In need of guidance and a new book so figured I'd kill two birds with one stone or whatever.

How do you deal with not getting the desired output from somebody working under you? I think I’ve given enough examples and direction but the work still isn’t where I need it.

How long should I wait to hear interview result? I have had over five rounds at a firm including rounds with senior management. The interviews went well. After following with hr, they say they are waiting for feedback on other candidates. Fair enough, but it has been almost a month and hr is not giving me final word on whether they want to hire or not. Any advice on what's happening here?

Starting pay for RBT’s in South Florida and NY?

Ethics is a topic in computer engineering that I have had to dance around. In a federal capacity with a security clearance ethics didn't mean anything.

Have an interview with a growth stage startup, what should I wear for a virtual interview ?

What is the one thing you would change about your firm if you could?

Is 150 billable hours per month little/average/a lot?

Can someone shoot a straight answer to base salary for attorneys in LA at: littler, JL, Fisher Phillips

I could use some advice on this situation. I’ve been working for a small family owned business in Toronto Canada for about 4months. I’ve noticed a lot of unprofessional behaviour since I’ve started (yelling at workers infront of customers) I’ve bounced around different positions so much that the owner blames 98% of stuff on me when something isn’t done, even if it’s not my responsibility anymore.A week ago I asked for an employment contract to get this straight but nothing yet. What do I do?

Any condo owners in NY area, what is the best way to find good contractors for light decoration work, such as repaint the bedroom wall, repaint cabinet, detailed clean (last tenant just moved out), etc. Don’t know if it’s all independent service provider or there are some good vendors. Thanks!

Anyone looking for an Ikea Hovet mirror around the NYC area?

For those of you in NYC area, what is a reasonable contractor cost range to repaint a 2b2b? 900 sqft. Simple white. Thanks!

Has anyone used Home Depot, Lowe’s, or IKEA cabinets...how long did they last? How did they hold up?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What % of take home salary (post retirement taxes etc) is your mortgage / housing cost?

need help! Tenant OD'd in kitchen (sad) and now I need to find cabinet listings online (name, product number, pricing, etc) so USAA can approximate value of property damage claim. IKEA and Home Depot are options but are there *any* higher end sites with these details?

Redesigning my bedroom and eyeing the Vant Panels and the beds with them. Anyone use these upholstered panels? Any feedback?

What’s your favorite color for a living room?