RRSP question is there as way to borrow money from RRSP without paying the taxes?

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Using the homebuyer plan & lifelong learning plan. You can withdraw without paying taxes but will have to pay it back over 15 and 10 years respectively.

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Quick follow up question, might be a dumb question but worth the try- if you’ve already withdrawn the first time home buyers money and paid it back, but now need some cash can you go back and withdraw some more?

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Up to 35k if you are buying your first house. You gotta pay it back it 15 years tho

Can I borrow that 35k, to buy my first time home in the US?

I think there is a option of trust fund as well, check with a CA plz

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If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

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For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

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How much should I contribute to a 401k?

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🔮 Looking for some buys with my new found gains in ETH 🔮

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I’m 9 weeks tomorrow! My husband and I are starting to explore savings options for baby. We’ve looked into 529s, custodial accounts, a Roth, high-yield savings… and I don’t know what’s the best option, I feel overwhelmed. Would love to hear what others have done or are considering! TIA

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Any group still busy heading into the new year? Been dead for months and still dead. Real estate — V30

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Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

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Recently got married and about to rent both of our properties and buy a new house for us. Is there a financial gain by creating a business for our rentals? As in a tax break for that income?

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I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

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How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

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How many of y'all have trust funds? What'd you do with the $$$?

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Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
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How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

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Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

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How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

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Hi, I am a senior interior designer currently working in India with 5.5 yrs. of experience, recently started working as a sales and design head, where I take care of sales and conversion and meanwhile also look into the proper design process and output.
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I wonder if we’ll still have minimum billable hours if WWIII breaks out

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I accepted a job for Federal Services despite loving my current employer. They really want me to stay, can anyone speak on experience a AFS? Also can anyone speak on the training accenture provides for the salesforce practice? I'm coming in at L9 Tech Lead, Specialist and Salesforce developer.

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Hello folks,
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Like this for good karma (Gives me the opportunity to DM people)

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How do you assess your client time as billable or non-billable? We are currently reviewing our time card process and want to better establish groundwork for differentiating between the two. Further to that, do you have your time members log their time and categorize it as Billable/Non-Billable upon submission? or does the Account Manager review submitted time cards and assign each based on the work being logged?

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likeuplifting

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What is your current salary / YOE / Title / Industry? I'll start

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canada vs. US salaries at Amazon? I’m interviewing for a role at amazon. Any insights on if the salaries advertised for US roles are comparable for Canadian roles? I don’t want to give my range - in fear that I’ll undersell myself. Any insights? (It’s for a senior proposal manager role -10+ years experience)

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