Recently got married and about to rent both of our properties and buy a new house for us. Is there a financial gain by creating a business for our rentals? As in a tax break for that income?

Any banks or credit unions in NYC that don’t require a SSN or ITIN to create a checking account?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Is ARKK still a good ETF to invest in?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

I’ve been using other people’s stock site logins for years from 3+ jobs ago

What ETFs/stocks should I invest in for 1-3 years highest return but are somewhat safe?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Does anyone have a travel credit card they recommend? Any thoughts on Capital one Venture ?
Capital One recently shared with me that I am eligible to upgrade from my Quicksilver card.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Has anyone ever bought from eBay? The prices aren’t crazy and they have the “Authenticity Guarantee” and the watch is shipped to a 3rd party to validate its real. What are peoples thoughts?

A little late here, but any suggestions/recommendations or watch outs for an automatic standing desk preferably with charging attachments? Looking to invest in a decent one around $2-300 !

How is your district implementing school reentry? How are you setting up your classrooms to meeting social distancing while still allowing for free play?

Anyone else get shafted on promotions?

Can someone tell me is it possible to relocate to any other location within walmart?

Been at SEI 10 years, star of every team that I've worked on, and only make $87,000 annually with a $6,500 IC target. Asking for an increase this June to take me to $100,000 in some combination of salary and/or stock options. Any tips for asking for stock options in lieu of a company being able to meet a salary request? TIA

Anyone live at The Grove in Chelsea or Sky apts near Hell’s Kitchen? Have temp housing options there for work and trying to decide.

how much can international students make working part time at mcdonalds or subway after taxes?

comparison of public transportation in nyc: pre-covid and now.
curious to hear everyones answer. might be able to address your gripes also.

Hello Folks!

During work from office days, a representative from third party vendor organization used to visit the Gurgaon office during the Investment Proof Declaration days to help folks with "rent agreements, PAN number and rent slips" (ahem!! ahem!! IYKYK) and we were able to claim tax deductions.

Is it still happening there? Also, does anyone have a contact for them?

Is selling feet pics an unethical side hustle?

Anyone aware of any soft IP (copyright/trademark/licensing, etc.) associate positions in the twin cities area in Minnesota? Litigation is great, transactional work is okie dokie as well.

Guys, we’ve boy-who-cried-wolf-ed ourselves with wire cutoffs. I’m 90% sure they’re fake.

What happened to the ArentFox title policy limits? Is there an alternative?

Do you tell your manager if you’re going to work remotely from a different location for one day? We’re going to our friends lake house but have to arrive on Friday and we are all working there for the day. Do I need to mention it🤨

Looking for recommendations for an on-demand t-shirt print shop. I’m interested in printing various designs and artwork :)

Opiniones sobre la discriminación en puestos ejecutivos por ser latinos.... Vs White or African American.... Experiencias???

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?