Seeking investment advice. I have an investment property with a mortgage rate of 6.8%. It produces about 2k/month in profit. I’ve been saving like crazy the last 2 years to pay off that mortgage. I’m now ready to pay it off. However, a friend is selling a property and moving out of state. He offered it to me. It would cost me all I have saved and it would produce about 3k a month in profit. Should I pay off the mortgage on property 1 or add another investment property?

Which bank account is better for salary account?

HDFC
Axis

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

💳Credit card help💳 Starting a new job in two weeks. The new company does not give a corporate card, so I get to pick my own. If things were normal and I was traveling / spending as usual, getting the CSR or AMEX platinum would make sense. But with things the way they are, what should I do? Work related expenses will be minimal, but Im moving/furnishing an apartment so personal spend will be decent. TIA!

Any good gaming ETF ?

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Whats the best financial institution to keep/create an account for investment purpose even if I leave US and manage from outside? It seems there are many restriction that I can’t contribute from outside US? And what’s the best way to have personal retirement account managing from outside US? Im in the US now but not sure how long I will be here.

$2k into XLV or VHT?

Hi! Can you please explain how the tax differs if you live in NJ and work in NYC. If you lived in Manhattan or queens Brooklyn etc and now lines in NJ so you see much difference in income taxes? Thanks!

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

IPOB is up 133% on the year. Would you buy IPOC right now as it’s only up 5%?

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Can you change your 401k contribution amount specifically for bonuses, in the fidelity 401k? You can do this for Schwab 401k but not seeing an option for fidelity

Anyone have any good realtors in the Greenville SC area who know the VA loan?

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

How do i start investing in stocks? Any tips/sites or apps?

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Hi all, my office is in RMZ ecoworld. Please suggest 1bhk house available for rent nearby starting from Oct 1

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

Any one work in tax provisions & compliance transition to more of a tax technology role, any coding, developer type roles? What software skills did you need to learn? How did you go about it?
How is the payscale compared to tax provisions/ compliance role?

Are timeshares worth it with spg?

How would you rate the freelance market at the moment? I’ve recently quit fulltime, and beyond a couple of my own (LLC) short client projects - I’ve had zero agency freelance over the summer.
I have 10 years exp (2.5 as CD on well known brands) at respected agencies, and some awards.
What am I doing wrong? I left FT to address some long term burnout, but now I’m afraid if this continues - I’ll have to go back full time, without even snagging a FL gig. 🫤

Anyone else diverted from JFK / NY area due to weather and traffic?

“We are fully remote”

Me : Awesome so no travel required at all?

“Well you need to come to the office 3 times a week and the other two you will be popping into potential customers on site”

Me: So not remote at all…?

“No we’re remote, you get two days traveling not in the office”

Boomers and Gen X HR teams are FUNNY.

Have an amount of Marriott points I would would like to use to buy United miles.

Any advice on carrying out this transaction?

Have you ever been accused of mansplaining? What is it?

NFW- I just had a good laugh. Earlier today I was on a video conference call reviewing a Private Label Agreement template with a larger company who wishes to brand label products we develop and manufacture. We came to a very one-sided provision and my sales VP stated “for this one, how can we just say ‘hell no’ ...nicely?” The other person on the call said we can replace the wording with just NFW (no f@$* way) and I said “I will have to add that to the defined terms section so it’s clear”

I have one pro bono case that I kept when I left my firm to go in house. It’s a matter completely unrelated to my company and I have malpractice insurance through the nonprofit organization associated with the case. I’ve made clear to my client that I’m repping this client in my personal capacity. No one has asked me specifically about pro bono stuff at my company - if I know there’s no conflict of interest, is this something I should disclose? To whom should I disclose this?

I have my first case review I am kind of nervous about it, wish me luck. I am not scared, I am just nervous about it.

I did it! I got an in-house Paralegal position after years of working and being burned out at different law firms. I was going to leave the legal field all together because I was so burned out and depressed, but I decided to give the field one more chance if I was able to go in-house. Prayerfully, this transition will be a good one.

Happy 2017 everyone!! How's everyone feeling?

In an industry full of smart and driven people, I find it helpful to remind myself that I need to run my own race.

Anyone know where I can rent a small boat for 2-4 hours relatively cheap? TIA

For those of you in hybrid roles, what two days of the week are best worked from home? TIA

Hey Fishes,
I have recently joined F&S as an associate for market research for CTC 5.5. Can you tell me when is it ok to switch and what can be the expected salary hike after switching?

How do y'all feel about Teslas? Idk why I assume the worst about the person driving them 😅

Men of FB, how did you girlfriends / wives sex drive change with age?

Ladies, if a man asks you out on a date but you aren’t available that weekend and you don’t offer an alternate date or time, should he ask again the next week…or ever?

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I am looking to buy my first property soon - preferably new constructions (anything except condos) anywhere in Ontario/Canada. Any suggestions where I can turn to find new construction projects? I understand I need an agent. Until I find a good one, I am looking at the houses myself. Any suggestions where I can get information about new projects happening in the province?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

The threat of nuclear bombs flying over cities should crash the real estate market

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

Closing on a condo soon. Need to get 1 accent wall painted and one laundry bifold door installed. What’s an average cost to expect for this. I got quotes for 2000$, seems steep. Any recommendations for contractors in chicago area?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Looking to buy an investment property in Nashville. Can anyone here connect me to good realtors I can work with in the area? Trying to close in < 6 months.

Any good HELOC recommendations?

Ideally 90% LTV, minimal closing costs, desktop appraisal.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?