Should we be concerned about sea level rise in Ardenwood Fremont area?

My husband is worried about sea level rise in Ardenwood Fremont area, not because the land is going to sink, but because 1) the area would be harder and harder to get insured; 2) the area won’t be easy to sell in 10 years time due to sea level rise. Is this a valid concern?

The house we’re considering is only 10ft above sea level.

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

Thoughts on Transfix? Anyone invested?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Is now a good time to buy property in London? For investment purposes.

Thanks

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

I currently have 13 years of experience as .NET backend developer and I am looking for jobs in JPMorgan Chase/ Morgan Stanley/CITI. If someone can help me with referrals it would be helpful.

Hi 👋,
Anyone aware of hike percentage in CBA ?? and CBA is giving company shares to employee??.

Which one I should join TCS or Virtusa? Virtusa is offering 3 Lacs more than TCS?

Hello All

Please give me 11 likes so that I can start direct DM.

Please help.

I need a refer for data analyst or MSSQL database job.

Thanks

What is up with the pet pics? Is it karma farming or spam? Either way kinda cringy, this is a bowl about job referrals.

Hi folks, do any good resources come to mind for benchmarking tech BizOps salaries based on funding round, company size, valuation, etc? About to go to salary negotiation and want to be well-prepared

Any Ohmies in here? $OHM

Hi,

Can someone please refer in Wipro for this job ID: 2748524

Thanks much!

Any craft beer brewers here?

In the last two year I’ve gotten more and more into alcohol free beer. The selection in my country (Europe) is still small and mainly driven by the big brands (e.g. Heineken). My idea is to start my own small brewery which only produces alcohol free beer as a bit of a pendant to the booming local craft beer industry. Any thoughts on that idea or someone who has experience in the market?

What is the salary range for Consulting Manager in Toronto?

Got an offer from Google, which is less than my current comp (2nd yr AP at McK). Don't have any counter offer yet. Tips on how to negotiate a higher number?
They keep telling me the California law that it is against law to look at current comp numbers. Leave aside giving me a raise on my current comp

Is going to a product based firm considered an exit to the industry?

Thoughts on Microsoft WLB? I hear overall good, but then hear it is team by team. Looking at azure federal senior pm position specifically

Anyone know the best way to find out about business development roles in PE (I.e. sourcing). Sick of the investing side and think BD would be a good fit

How long do pe ops jobs usually take to get back to you in final stages? If it’s been a week am I done?

Any VP corp bank jobs out there?

Went shopping this morning... spacs getting back into buyable range.

Hello, can we use this thread to share job openings? I thought this might be a great way to help each other out!

What's dating like in SF? New to the area.

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

I want a dog so badly but I can't imagine walking him up and down these hills every day T_T

How much are you all paying for yard work and house help in the bay area? New to the city. New house. And no time to take care of these. But also worried about spending too much

Hey there! Can anyone recommend/ know of some nice dermatologists in Bay area who accept Kaiser insurance? Thanks in advance :)

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

Moving to Bay Area from NY, office in Sunnyvale. Good places to find apartments when you dont have a car and can walk down to places to eat, coffee etc. Any insights will be helpful. Thanks!

Anyone wants go for drinks in the evening? New to SF and would like to explore new bars and clubs.

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

Looking to find housing in SF this summer beginning June 1 for 10 weeks. How does one find a place in SF for short term? It’s been a struggle so far with everyone I know at MBA...

Looking to do a solo trip for about a week somewhere that’s driving distance from San Francisco (anything within ~10 hours) this July/August. Looking for some good hiking and food. Last year I did Bend and it was great!

Any recommendations? Would’ve liked to do Yosemite, but pretty hard to find places to stay at this point.

Where do you buy Christmas trees in SF? Thank you

Probably a long shot
Anyone have 2 tickets to game 7? Want to take my wife but stub hub fees are insane!!!
Anyone want to help a fish out?

Any facial recommendations in the city?

What are the safest/best neighborhoods to live as a couple in their late 20s?

Any moms on here that absolutely love their company and feel 100% supported?

Anyone move from the bay side of the east bay to the 680 valley? We’ve been here for a year and are having a hard time adjusting to the weather and wondering if we’ll ever get used to it. We love getting outdoors but have felt like we’ve spent the better part of this summer inside just because of how hot it’s been. How do you keep up with the same level of activity with kids (running, cycling , hiking) while staying cool?

Which SF neighborhoods to consider? Lady 🐠 looking for safe 1br with public transit / walking accessibility to FiDi and not far from SFO. Hoping to spend $3k-$3300, but could go up to $3500.

SO and I (no kids) will be moving to Bay Area in early 2020 with a car. Both will be working in the Palo Alto / Mountain View Area. Better to just live where we work or possible to commute from SF?

Very random- I need to buy my son a suit. 5’3, 120 lbs. Likely a very small sized men’s suit. He is not happy about wearing a suit so looking for a place to take him to try on lots of suits. Also not trying to spend a ton on a suit he will put grow in 6 months. Any suggestions? Best nordstroms rack in the Bay Area? Will drive!