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How much do you keep in the bank vs brokerage?
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If you are rolling it from a 401k it should go in a rollover IRA. Traditional 401k to traditional rollover and Roth 401k to Roth.
I'm curious, where are you moving?
Back home to India
Yeah, don’t roll over the 401k into a Roth 401k. You will end up paying a big cheque to IRS in taxes. This actually isn’t a bad plan if you compare in the grand scheme of things where you will pay taxes when you retire at 59.5 or earlier (then you pay a penalty too)
Roll into traditional IRA. Next year once you don’t have any US sourced income and assuming you are not a citizen or GC holder (non-resident) , roll small amounts of that traditional into Roth IRA (taxable event). Considering you may not have any other US sourced income, you should probably have less tax to pay to the IRS on conversion.