So, I had put money into savings (~$40k) a few weeks back. I know timing the market isn’t good and stuff, but would it make sense to put some of that into an ETF now? The $40k isn’t part of my emergency fund or anything. I just didn’t know where to park the money.

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

I recently signed up for a 0% interest (for 15 months) credit card to help with paying off credit card debt. I’m happy with the decision. However, I’m uncertain about the best way to use my upcoming..

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Hi folks,
I have a question related to PF online account. If we move to a company that has PF trust, can we see the PF gathered from that company in the EPFO portal?
Can some one help me understand this?
Thanks in advance.

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Didn’t realize crypto had MLK Jr sales too! 🤑💰

Hi folks!! Please help me to manage Income tax deductions as I am very new to exceed 5LPA of CTC. How should I claim HRA and 80C and many more..should I claim directly in Company portal or any other with legal documents..pls suggest guys..

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Are you going to invest in Navi's Index fund ?

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

Is retail quant trading on a massive rise?

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

What would you recommend doing with extra cash after max 401k and IRA? Open a brokerage account and continue to invest in the market or diversify into real estate/small business? Total noob btw...

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Can someone tell me where should I put my money, Roth or traditional? Should I also contribute to hsa? How do I max out all contributions and benefits?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

trying to wake up every morning and give thanks for the good in my life. I spent so much of the past few years focused on all that was wrong or didn’t go according to my plan. thankful

If you're a vegan, do crossfit, and own bitcoin... which one of these things do you mention first when you introduce yourself to someone?

What are the best virtual tools for CM?

I've used intuition and visual assessment prior to COVID. Now we find we need to more trust on how the client views the change needed (or not recognizing the need).

Any recommendation for a therapist around Jersey City/ NYC area? I have called 15 people so far and none of them are taking new clients. This isn't helping my anxiety.

Any MBB fish referring for a cleared data scientist in DC?

Goldman layoffs hit quick. 🫡 good luck out there

Anyone care to guess what’s going to happen to the luxury sector? Don’t think us middle class people will be blowing money at Gucci if we can lose our jobs at any minute even if we do have some spare cash and that must be a good chunk of sales

What do y’all think about the new Copyright Small Claims courts that will be set up within the year?

Favorite group fitness in philly?

Is Toronto as boring and quiet as this bowl ?

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

What is the value add of an AWS government competency partner or reseller? Why can't AWS directly sell to its customers? Over time would AWS try to eliminate these middle men?

Wondering if anyone can give insight as to what salary range is for an insurance compliance role as an IC3 or similar?

Hi There,
I have recently got an offer from persistent. However, I am unable to login into my outlook for my Verification process. When I am trying to logging its showing this device isnt secured to join this network as per policy.
Can you help me?
P.S- Its my personal laptop.

If I have a six year old and 150k in a 529, can I say I’m done?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Have about $200k in savings. Should i move them to a high yield savings account? Popular direct or UFB direct quoting 3.7-3.8% which is not bad. Any other ways to grow? I already have quite a bit more in index funds so don’t want to buy into more stocks

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Are we headed for the long overdue crash/correction - red everywhere 👀

Has anyone attempted tax loss harvesting on RH? I went long on Brazil and with talk the turmoil there the stock is not going to recover in a while. Can I sell my position and buy a correlated stock?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

What would you recommend doing with extra cash after max 401k and IRA? Open a brokerage account and continue to invest in the market or diversify into real estate/small business? Total noob btw...

Any tips on negotiating apartment renewals for large buildings? Just got a renewal offer for my 2BR apartment… it’s 20% higher than my current. I can afford it but damn that would be a bummer

Best S&P 500 index funds and ETF’s? Currently have a chunk in VOO

I bought a bunch of stonks this morning. How long until I am rich?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!