So, I had put money into savings (~$40k) a few weeks back. I know timing the market isn’t good and stuff, but would it make sense to put some of that into an ETF now? The $40k isn’t part of my emergency fund or anything. I just didn’t know where to park the money.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

If I pay off a HELOC balance in full, is there a chance my lender will close the credit line? I want to pay off my debt (which is subject to a variable interest rate and thus is becoming more expensive to service) with free cash, but I don’t want to lose access to the credit facility.

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

For those who cold call on 401k plans, what is your approach?

What would not having a second stimulus mean for stocks 6-12 months from now? I’m assuming it hurts stocks but increases the value of USD?

Anyone know of a swing trading service? Looking to pay for calls/puts direction over weeks- not day trading

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

How are you mitigating the risk of a looming recession on your portfolio (401k and investment) ? I understand time in the market beats timing the market but is there any hedges that can be made ....

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

FL tax questions: 1.) last year I had 4 longer w2 gigs. Should I get tax preparer or do myself? Seems easy enough but im new to this so 🤷🏻‍♀️. 2.) do you write-off travel/lodging for out of city gigs?

Hey 👋 is it advisable to invest in real estate / buying my first home with all the looming uncertainty with brexit ?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Do you have Asians that are in the MD-level on your team? How would you describe them? I find that it’s difficult for Asians to climb high up in the corporate ladder (also read the book bamboo ceiling

I have a offer from hashmap for cloud engineer, they are saying that company is going to merge with NTT data? Is it true? I am not sure about hashmap as a company for job safety perspective

can anyone let me know about Hashmap. The company has been acquired by NTT data and they are offering ntt data offer.

YOE is 6. Profile is senior cloud engineer-ETL

Looking for an attorney located in TX bell county for association for pro hac Vice application and a filing to transfer case to OH. Have TX bar authorization letter. Case should get transferred as neither party has been in TX for at least 5 years, domestic case.

Which bank account is better for salary account?

HDFC
Axis

I revised my CTC from JPMC before joining. Now in 1-1 discussion my manager told very nice things about me but also told me that my CTC is already above market standards for my experience and tech stack. He told that they won't be able to justify my pay and gave me SOO. How much is the hike and bonus for SOO rating?

Hi everyone I have one doubt While filling Gratuity form in tcs what we need to do in the witness column.

What process do you follow when working with product managers to solve customer pain points or work on new product features? I’m trying to find a better and more efficient way to work with my design team

Hi,
Need some advice. My pet had been eating his kebble food on a consistent basis. Then I introduced a bit of raw chicken into his kebble and loved having it even more. But now I'm realizing that if I don't add chicken, he just doesn't eat his regular kebble food. What should I do? (Don't want to feed chicken every day)

Do companies really check to see if you completed your degree from uni most employee I have worked for never really asked to see it ?

Well that’s the end of that! Madi & Peter broke up. I’m sure the rumors about him sleeping with Kelly & a producer + reaching out to Hannah B had something to do with it 🙄

Has an tested roles for SAP through productive test simulation within production? Is there any risk doing this as the test is in production?

Has anyone met their significant other on salams or Muzz? Or any other apps? What’s your experience been like?

Is there a difference between strategy & operations and business operations & strategy?

Thoughts on asking a client to change a meeting in September due to Jewish holidays? It’s a lot of participants and they want me to prep and facilitate for their team.

I'm a little worried about microplastics in my food. Is this just hysteria?

FAANG folks - what are Facebook/Google roles like Country Lead/Industry Lead equivalent to? Are these Director level roles? What sort of compensation can you expect in something like that role?

If anyone knows of any good fully remote LMS prospects, please let me know since I'm looking now. Thanks in advance. I have 13 years experience.

What's your number for retirement?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Is stock market surging tomorrow?

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

Is sending kids to private school worth it? Talking about 25k-30k per year. Living inside city where public school are average. Thinking of sending kid to international school with bilingual program (family speaks multiple languages)…. The money adds up a lot over a lifetime. Especially if we have more than 1 kid.

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Has anyone invested in any of the startup companies on Start Engine? Thinking by about investing in a few.

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

How do you choose 529 college plans. Currently in MD but will move to TX or GA in next couple of years. Any plans that avoids locking into specific state and allow to use funds for private or public colleges.