With rates going up, is now a good time to start a CD ladder?

Hi 🐠, question on CFA / CAIA- are either worth pursuing if you want to “up” your professional bonafides? I don’t come from a background in finance, but work primarily w/ PEGs like so many of us.

Any nurses here not have hospital experience? I work as a community nurse and have previous experience in an assisted living and clinic. I don’t have much interest in going to the hospital. Been a nurse for about 9 years. Started out as LPN and now I have small children and enjoy my flexibility. Any regrets for those that never did the hospital ?

YOE : 7.8 i have an offer from IBM and HCL.
IBM : 18 fixed + 1 JB HCL : 21 ( 18 fixed + 1lakh approx (monthly variable) + 2 lakh Annual variable ) . Now i have a discussion pending with Robert Bosch , What should i quote ! Which will be better for job security and work life and overall career growth .

Hi fellow PMs, Question for the group: has anyone here made the switch from being a creative agency PM to a digital producer or digital agency PM? I.e. going from managing creative projects like TV to managing website builds/UX projects. If so, what was the transition like and what helped you get your bearings in the new environment? I’m thinking about making the switch myself but I don’t have a digital background.

Pricing Strategy vs. Marketing Communications (both in Pharma)? Which role do you guys/gals believe better sets one up for a leadership role in marketing in the future. Comp for both roles are equivalent and I like both specializations equally, so neither comp nor interest is a factor. Only factor I’m weighing is which is a better path towards potential leadership role in the future. T.I.A!!!

Hello everyone! I am a Judicial Law Clerk, which I have been for a little over two years now. However, I’m planning on moving into the AML/Compliance realm. I have a background in finance, having been a Finance Disbursing Officer in the Army for 6 years with one deployment in that role. Additionally, I am currently a JAG attorney and studying for my CAMS, hoping to take that exam in the next month or two. Any advice or referrals for anyone I can talk to learn more about the field? Thanks! :)

Hi Fishes need your suggestions please. I have an interview with PWC for GCP DE Manager, currently working in pure technical role as data engineer. YoE 12.5, cctc 10.5 and holding offers till 23.5 fixed and few more in pipeline, expecting till 27 with 40 days left in np. How much can I ask for a senior manager level in PWC AC Bangalore and how difficult is the work and transition from pure technical to managerial role? I am still bit reluctant to leave tech side, is it good in long run?

Is FAAMG Biz Ops contractor to full time Tech/startup Biz Ops role doable? I have a contract offer, want to know my chances & exit ops after contract ends, end goal is full time role in Tech

Any insights on program manager roles for scaled ops at Facebook? They are describing this as strategy type work. Doesn’t seem like it. What are the exit ops if you go from being in finance to doing PM work at FB

I am having 8 years of experience in development. But I started losing interest in coding. I want to move to management side mainly scrum master which I have lot of interest. Is it feasible to shift from developer to scrum master? I recently joined new company. Will they give me opportunity for the same? Any kind of advice is appreciated. Thanks in advance.Wipro Tata Consultancy DXC Technology Capgemini

Considering going into Finance Technology roles within big4. I have have >3 years background from deloitte doing Tax Technology. Can anyone speak to these finance technology role &/or give referral?
PS left deloitte about a year ago and have done finance related work for <1 year

Serious question- since team matching is taking so long. Is it worth taking another offer for now and switch to Google few months down the line? Not the most ethical I know, but I can’t keep on waiting… and I can’t stand another second of staying in my current job

Which is better for growth within industry? FP&A or controller route?

I am looking to switch with skills of Sql, Tableau & Spark(data analysis). Any suggestions to learn more ? and How much CTC can i expect with 4YOE currently with 4.86LPA

Hi! Could someone please clarify what the levels are here?

What are some publications, books, podcasts, online classes etc that can help me prepare for my first year in consulting? Have 5 years of experience in finance and making the jump to consulting.

Hi All,
Will it profitable to stay in LTi as I have completed 17 months here and currently at P2 grade (Senior Software Engineer) ?
I'm working in CITi project since 17 months, premapped ro project so, not a single I was in bench til now. In this January they retained me with 70% hike :).
YOE - 5.6 years
Skills Set :- Java, Springboot, Microservices, SQL.

What all benefits I can get from LTi in next 6 months or so ?
Like Promotion to P3 and OnSite ?

I didn't start looking for opport.

Thanks,

Is there anyone who became an architect without experience as software engineer? I currently work as solutions analyst and my goal is to be a solutions architect. Is it possible without having software engineering experience?

I have a very strong networking background and want to break into cloud space. I don’t know much about database and applications. What should be my learning strategy? e.g do AZ103, AWS solution architect, AWS networking certs? Please guide me.

Can anyone refer for program manager/pmo role. I have 5 years experience in this domain. Thanks.

Hello Fishes,

Are the below offers on par with the market standards as a data engineer?
YOE : 4
C CTC : 9
Offers:
1. Synopsys(17L + 2L VP + 3L JB + RSU - 10K USD)
2. MAQ : 15L
3. Optum : 15L
After browsing this portal, got to know Synopsys is paying good for this role. Any suggestions?

Can I ask more as I'm looking for longer association(if yes, what should be the approach considering that the other offers are less than this) and any idea about the hike percentage in Synopsys?

Does anyone go to a decent, inexpensive gym in jersey city? Just looking for a spot to lift at

Are there any other master planned communities in Austin like Mueller? Moved here recently and would love to live there, but the prices seem a little out of reach. Love that it’s dense, lots of walkability, mixed retail use, and lots of parks.

28F, Boston, lawyer at Big4!!! Dm me. Let’s gooooo!!!

Hello. I have a job interview coming up. When asked the question by the interviewer, “Why do you want to leave your current employer for us?” What is the best answer?

Hows the appraisal number in coforge for this year ?? Nd also how much variable did you guys received ??

32M NYC - BW only please

Do you ever get disheartened by all the content you're pushing out, only to get a few people to engage with it?

Any Perth 🐠s? I’m supposed to go back to US next week but given all that’s happening over there, I’m wondering if I should delay going back.. I realize things will get bad here too though. Thoughts?

Anyone here retire in late 30s or know someone that has?

Anybody get a hair transplant in nyc and could recommend their doctor? Also would you recommend the procedure and going through the process (i.e., FUE vs FUT vs Bald)?

Also what was the recovery like? Nervous to look even worse as it grows back coming into the office. How much PTO did you take?

Asking for a friend ofc!

What are your thoughts on joining a startup that pushes for no structure in their company? Supposedly they thrive from what he told me but I’m not convinced. Is this really a thing?

Are the rumors about a longer and earlier flu season and a hard Covid winter true? I'm not personally noticing an increase in patients who need prescriptions for flu-like symptoms but it seems to be what everyone's talking about in and outside of the pharmacy. Can anyone weigh in?

Hi,

I have 3+ years of experience in manual testing of web applications and Rest API's and little handson on automation. I am looking to settle in a product based company. Please let me know if there r any openings?
Thanks.

Hello,

Can someone please refer for SAP BASIS/Hana in Infosys?
YOE : 6.4
Notice period : 15 days
Preferred location : Bangalore

Thanks

after receiving the portal link to accept the offer letter, what is the deadline to I accept it?

Has anyone invested in any of the startup companies on Start Engine? Thinking by about investing in a few.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

I have a 401k and money in index funds, what would be the benefits of also having a Roth IRA?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

I have a 401k still in the Deloitte plan. What are your thoughts of rolling it into my current 401k or leaving it where it is?

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?

Have about $200k in savings. Should i move them to a high yield savings account? Popular direct or UFB direct quoting 3.7-3.8% which is not bad. Any other ways to grow? I already have quite a bit more in index funds so don’t want to buy into more stocks

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

To get this rolling - anyone used Fundrise? Experiences with it (rate of return, satisfaction with service, etc)?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Would you cash out refi a rental property to buy another rental property?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.