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Begging them to stay?
CMAAS Chicago Senior salary? PwC
PLTR is crushing it the past two weeks.
Hi fishes, I have got an offer from ZS as Decision analytics consultant in forecasting pod ... i understand in healthcare domain ZS is a good brand.. i wanna understand what kind of projects can i expect there ? does ZS sponsor mba for consultants / managers ? what kind of future growth is there ? ( not only inside the organization but in future as well ) ZS Associates ZS Associates
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Unless you’re on the cusp of retirement, I don’t think one year should change your strategy. The classic 4% rule doesn’t assume steady and constant growth year over year, it’s based on actual data where the market goes up and down.
I’m so far away that I haven’t given a ton of thought myself, but I’ve seen more people argue 4% is too conservative than the other way around. Obviously the longer the retirement the more conservative you will want to be.
4% is a really good starting place. Remember the 4% accounts for the market crashing and rebounding.
Subject Expert
Probably up. Historically that's what happens. But I really have no idea.
It doesn't change my strategy. If you aren't investing in any stocks other than the S&P 500, a good way to change your strategy would be to also invest in US small cap and total international stock market. But that is also true at other times, and always.
Planning for 3% rather than 4% might be wise, depending what your portfolio is, your life expectancy at retirement, and how much flexibility there is in your budget. I plan for 2.5%.
The big point is, current conditions do not present an opportunity for market timing. Market timing is a mistake.
Subject Expert
And you. Nice meeting you.
It’s just a buying opportunity when the corrections and the bears come along. Buy, buy, buy and do nothing else. As others have said, only concern is for imminent retirees who are heavily exposed. Not suggesting any change as we buy when the market goes up or down. DCA
Up. No.
Taking your feeling out of it and you’ll realize much better results
But I’m not good at taking my feelings out 🤣
It will be nominally up, barely, but down in real dollars. Trump has tanked the economy but has turned on the money printer to artificially inflate stock prices and put dollars to work. Inflation numbers are artificially masked, so real prices you pay at the store aren’t accurately reflected. Next 10 years will be 3-4% per year instead of historical 8-10%