Marcus HYSA rate cut down to 2.0% :(

Thinking of switching my accounts from Vanguard to Fidelity. Thoughts?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Anyone else into Bank Bonus churning?

Favourite money saving hacks? Signed, Broke in New York.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Thoughts on SoFi bank?

How do you ask for points?

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

In my opinion, the slow ROI keeps businesses from seeing the importance of investing in the community. Do you think that attitude is changing?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Anyone here a Data Product Manager who wouldn’t mind having a quick chat about practices within this area of the business?

How long did it take you to receive your first promotion? I have 3 years of work experience, currently at my 3rd agency, and third associate position. Four people on my brand team have been promoted (across levels and departments, but none in PM). I'm getting sick of being pumped up with empty praise if others are actually being rewarded with accolades.

Want to work abroad in Dubai or Qatar. I have 5 YOE in Capital Markets Data Analysis in MNC. Any idea how do i proceed. LinkedIn not turning out so helpful for me.

Hi All,
Tomorrow is my last working day.
I have an offer for Tech mahindra with DOJ 5th April.
I have placed a counter offer in march with Tech M .They are doing a salary revision with Joining bonus and they said they are waiting for JB approval. They didn’t send the revised offer letter yet. Do they usually take so long for revised offer letter. I have just a day left.

Hi fellow 🐟, I am new here and looking to make friends.

If anyone has any advice or tips it would all be greatly appreciated by an ATX newcomer :)

How do I easily find any cells that are hard coded vs formula? I have 10,000 rows of data and column F is supposed to be a formula based on columns C and D, without clicking into all 10k cells in column F how can I make sure formulas are there and not accidentally hand keyed over?

Hello Team,

GBT team inform to submit the card details for travel and hotel booking. When I am trying to submit the details getting some issue like enter your RSA securid passcode as well as help me how I can login into concure application.

How do you deal with references as a freelancer? Most of my past gigs - I had managers on paper but it was a formality as I led my own work so don't feel comfortable asking them to be a reference.

OK, so how complicated is it to do a virtual ensemble? How “techie” do the kids and I need to be? All suggestions welcomed. Thanks.

Hi y’all,
I am resigning from my position. I don’t have a job secured yet, but I have a couple interviews lined up. I’m wondering if I should tell my admin tomorrow (before going on break) or wait until I have a job secured.
FYI: I found one document saying I need to give a 30 day notice and the employee handbook says 2 weeks to be in “good standing”.
Any advice would be helpful.

Heard frm a friend at pwc that in consulting they have per diems. Is it for all practitioners and practice? Seems tight on budget.

Anyone afraid to take vacation in FY18, for fear of missing utilization? 🙋🏼🙋🏼‍♂️

Having a discussion with someone about seo. They were adamant that seo works differently on a mac book for some reason. Am I missing something?

Is pwc sdc bangalore good for technical growth?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Thoughts on SoFi bank?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Suggestions to save for MBA apart from 529?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

Recommendations for a Roth IRA?

I’m 25 in the 32% tax bracket. My split is currently 2/3 Roth 1/3 Traditional. My age was the driving factor. Is this bad?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Has anyone used individual citi wealth management account?

Any feedback on the same?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Currently in a situation where I am getting my new built home in October but want to sell my current condo now when the market is still reasonable. Is it possible to sell but be able to stay at the condo few more months?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.