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1) I would look at getting landlord insurance for the period you will be renting the apartment. Also looks into any disclosures you have to provide tenants after the sale. In NY you have send the tenants a notice that owner of the property has changed.
2) if you are really concerned about this you need to have your lawyer confirm with your lender if this is acceptable. Or you could risk it. Lenders don’t just come to your apartment to check if you are actually living there or not. All they care about is that you are making your payments on time. As long you are late with your payments you will never hear from your lender.
Any information on title insurance and homestead? Would you advise that?