Thinking of maximizing travel points/benefits from my credit cards. What is the best card(s) to use? NA based mostly traveling using Marriott properties and AA/United flights. Solving for most redeemable points for travel (hotel and flights), ok paying annual fees.

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Flexible currency always more valuable, and will get you much better redemption rates on international travel in the long run

I liked the capital one venture card. You get a 450 or 350 (can’t remember exact #) when you spend a certain amount within 3 months. Wasn’t very hard for us to do it from what I recall and we are conservative with our money. Can use points for any travel booked and you don’t have to use capital ones booking system. Just flag the transaction and it’ll reimburse you.

I don’t think the points earn ratio was crazy high but the annual fee was pretty low and the ease of use was great. So was the flexibility of being able to book any airline, hotel, or rental car company. Overall, we really were pleased with it.

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