Thoughts on getting a hotel credit card?
Thinking about the Bonvoy Boundless (3 free night sign up offer). Gives you a free night each year and better status for $95/yr

Any reason not to get it?
- Don't travel for work anymore. 3-4 vacations per yr
- Have a CSR already
- Typically stay at Marriott properties
- Not concerned about the 5/24 rule. Don't plan on getting a bunch of new ones

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Not directly related but I'd consider downgrading your CSR to a no AF card, and then getting the CSP to get the 100k bonus.

Pro tip, renew CSR, get the $300 in credit applied, move points to another chase card ie freedom. Cncel CSR For full refund, but retain the statement credit. Open CSP and collect bonus.

I just signed up. Decent deal. What’s a CSR, AF, CSP, and 5/24 rule? Help with the acronyms!!

CSR - Chase Sapphire Reserve
CSP - Chase Sapphire preferred
AF - Annual fee
5/24 - can only open 5 new cards during a given 24 month window for a lot of issuers. Chase follows that typically as well

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I hold my Bonvoy Amex (converted from SPG card) because the free night covers the $95 fee each year and the other perks (15 elite nights, Amex offers, etc.) make it worthwhile

That's what I'm thinking

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