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Capital One Venture X. DM for referral if interested.
Great sign on referral promo right now, also get back $300 in statement credits for flights per year + $100 in points each year along with travel benefits like trip delay or cancellation protection, cell phone protection, price drop protection, luggage reimbursement, free lounge access, Hertz status, etc.
10x on hotels, 5x on flights, 2x on everything else $395 annual fee - get back $400 in statement credits plus additional benefits each year
I personally wouldn’t use all Amex platinum benefits to justify paying the annual fee on that
If you only want to use one card for everything, then the Venture X is better. You get 2X back on everything vs 1X on the Platinum (not including any travel portal multipliers).
If your home airport is a Delta hub or has a Centurion/Escape lounge, then consider getting both cards, having the Venture X in your wallet for all spending, and keeping the Platinum in your sock drawer for the access to lounges and any other benefits on the card you’ll utilize.
Thank you both! Super helpful!!!!