USI folks - Do you know if the Sum assured of the health insurance offered by Deloitte is for per year or total. Context, I am currently at Deloitte US and thinking of requesting a USI transfer because of a serious health issue for one of my parents. Would be really thankful if someone can clarify 1)Will parents existing conditions/treatment (Chemotherapy ) be covered from my day of joining and 2) Will sum assured will reset every year (if yes, then when, January or our FY). Thank you

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As far as I know..

1. It resets every year in August/September
2. Parents are covered only for 80%.
3. The insurance have 3 bands where you can claim 3,4.5 or 6 lakhs based on the plan you choose. You can always upgrade to the highest band but can never downgrade.
4. You can read further on DeloitteNet. Bajaj Allianz is the provider.

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Thank you

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