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Hello ZSers,
I have been shortlisted for AC role and my HR discussion is scheduled next week.
1. Need some insights on the maximum and minimum ctc (fixed and variable) that can be offered for 3 yoe (all relevant) . My current ctc is 7.2 (6.5 fixed) . Tech stack - Big data and AWS developer.
2. Is there any joining bonus. If yes , what should be the ask.
Any inputs will be very helpful for me to go with my expectations to the HR. Thanks!
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Don’t carry a balance and it won’t matter.
Pro
Anyone who even knows/cares about their APR doesn't deserve a credit card. I have no clue what any of my dozen cards are. Auto-pay in full every month and enjoy the free travel.
Exactly
If your APR impacts you, you shouldn’t be using a credit card
Credit cards offer perks to lure people in, there's absolutely no credit card that gives more than what they EXPECT to get from you. What they actually get from you is up to you.
I suscribe every of the previous comments, I don't even know what's the APR on my credit cards, and if you are seeking a lower APR, then you either have a secret investment that returns 27% guaranteed, or you should not be looking at points. Address your financial situation first, then your relationship to debt, and then look into points.
APR rate shouldn’t matter. Pay in full on time. I couldn’t tell you what the rate is on any of my cards
Pay it in full at the EOM and no issues. You can have an APR of 1000% and it doesn’t matter
I haven't paid attention to APR for years.