Is VWINX a good fund to buy ?

How’s litecoin doing? Thinking to invest in it.

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

How to transfer PF fund from hcl to epfo if i was a non pension member???

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Does anyone think there is long-term viability in Cryptos?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

What's the best city in UK to buy a buy to let property, with best returns?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Hey guys, where do you recommend for living near Times Square on a 70-80k base salary-- for my first year in the city? I’m budgeting $1500-2500 for my half as I’m expecting a roommate.

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

Hi! I have 9yoe in startup, hyper growth environments. I have a strong customer Quality Assurance process improvement background. I want to shift into becoming more of an IC vs people manager. With that in mind, what steps would get me there? Should I consider a PMP or Lean Six Sigma certification? Any other ideas? I feel so stuck and need a change. Thank you!

What is a good salaray range for sr data analyst in the dfw area?

There is a team at Deloitte audit whose SM bought them herbal anti stress pills to help them cope with the stress of the job. It’s a big tin of pills and they all take them together. What a toxic environment. Jesus.

I just watched return to space and I cried when the crew made it to the ISS. More respect to the Space X team ❤️💙

Considering accepting a fully remote role and living in different cities for 6+ months at a time. Anyone else do this and have experiences to share?

Anyone want to run Bain-style cases with me?

Whats a bougie/hip gift from a friend you would appreciate?

Are tech trans hours better/more predictable than M&A?

4th year financial services associate - have an offer for a 9-5 knowledge management role at a competing firm for 94% of my current base salary. Enjoy my current role but am getting burnt out with the hours - has anyone made a similar jump? I’m worried that the km role would be less recession proof than current position.

Hello fishes, to join in wipro passport is mandatory like they mentioned in onboarding as my previous organisation(payroll company). it is not mandatory so i dont have a passport and my joining date is april 28th

any suggestions what to do?

Is it wrong for HR to incentivize employees to attend a black history month presentation at the office with a Black Panther movie ticket raffle? 🤨

EYP and Strategy& fishes, what sort of work do you do in the Life Sciences space (specifically Big Pharma)? And what sort of exits into industry have you seen your former colleagues make?

Looking for advice in context of being a EY SM that will be part of NewCo if it goes through. Would I be better off shooting for MD this year vs waiting 2-3 years for Partner?

Anyone haves OB/GYN in the Chicagoland area you would suggest? Looking for west suburbs, Elmhurst, Lombard area. Thanks!

How is job security in NielsenIQ in recession time ? Please comment if any idea

KPMG TRM folks - how is the job you do different than IT audit? How is the work life balance in TRM? Would you recommend a co-worker to move to TRM from external audit?

Deloitte India vs Deloitte USI.
Please answer if you have worked for both and have significant first hand experience about the difference in WLB, annual hikes, work culture, any other observations.
I see a lot in of this same discussion but very confusing and repetitive answers.
So would like people with personal experience to answer.
Thanks in advance 😃

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Refinanced my house last month and just got a $5k check for the property tax escrow balance from my old loan. My plan was to use that to put down on the new loan (new lender funded the property tax) but I’m wondering if I should just invest it? My rate interest rate is below 3%. Anything I am missing here? New to this process.

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Anyone know about equitable advisors?

ICLN or TAN for clean energy long term?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Are there any tax benefits from working from home?

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?