Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

When people think all I do are tax returns and I'm like "No, I do estimates and extensions too. You're just not rich enough for that"

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

At what point does it not make sense to buy/ build a bigger home? My husband dislikes our house immensely (was his with former wife) and wants to move. Only owes $180k on it, we’ve been together 6 years and thus I’d rather just remodel. It’s the only thing we disagree about - moving or staying. He doesn’t want to invest one more cent in this house.

How did it take you to pay of all your student loans from law school?

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Did you watch 60 minutes section about student loan forgiveness? I am in my 8th year of teaching and this news of 9 out of 10 getting declined for approval of the Publc Service loans concerns me. There's no way that I will pay this off before retirement , and now to hear about the confusing rules. What do you think?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

Saving for a home. Should I save my money in a CD or savings account?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Is there such things as FP&A positions in Big 4? If so, are there better times to make the change than others (I.e. at senior vs manager)? I’m currently in FP&A and looking to work at a Big 4, or another company that offers the ability to move abroad. My current company and many others I know about do not offer the mobility to do so until much later, which is not what I want. Thank you.

Is there any way to travel or live internationally while working for the US government? I’m working in finance and accounting. Would love to know how and where.

NY, DC, and CO bar exams for CA licensed attorney. What’s the best way to study for these? Buy used 2019 materials, or pay Barbri a fortune for their services?

Charlotte folks.. Anyone knows of Drs who provide Green Card medical tests under $200ish? The couple of people I reached out to quoted $425+.

Rate in NJ is around $200, thus the search for something similarly priced.

I had Technical and Managerial discussion with TCS on 2 sept. I was told I will get HR call.Then on 11th sept i got onboarding email to submit documents and the next day all the documents got verified but since then I didn't get any update and it has been more than two weeks.Ibegin portal shows evaluation in progress. Any idea if they will be sending an offer?

If LinkedIn and Reddit had a child, Fishbowl would be it. Or at least that’s my first impression…Hello All!

What’s some next steps after agency life? I know client side/ publisher side but how are those different/ what are some titles to look for similar to a media supervisor ?

I work as a Solution Specialist (sales rep) at an Authorizer Verizon retailer. Phone/wireless sales is not something I want to do forever. I have 4 years mobile sales experience and 3 additional years of niche sales/ customer service experience. I’m feeling stuck and every career/job move fells it is a step backwards. Does anybody have any advice on how to power through this or what other routs I could go?

How did you choose this area of law? How do you know when it's time to move to a different one?

Hi, please confirm what will be the work of Wealth Manager Band 1 and how much is this profile involved into core sales .. or is it a customer service profile? I am very new to banking sector so will they provide training after joining or not?

Do you know of any full time/freelance creatives who also direct commercials? Like, ones who cherry pick jobs they want to work on?

How do referrals work? Do you apply first or wait for the referral, then apply? Looking for a tiktok referral.

Hi, all. Anyone know someone that is accepting Suave, OGX, and/or Tresemme shampoo/conditioner hair loss claims? I have about 50 people… looking for a home for them. 😑

Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

For Oracle referrals, please DM

Could you please anyone let me know which interview questions asked in Infosys interview for Oracle SQl & Power BI technology ?

Want to negotiate salary at an AMLAW200 firm in atlanta. Not a lot of public information about what peer firms (ie, not NY lockstep firms matching cravath scale) pay. What are mid-senior level associates making in Atlanta?

Hi - I'm looking for a referral for a family member in the LA/Orange County. Relative is a permanent resident (has been for 10+ years) and looking to apply for citizenship. Relative had a juvenile record which was expunged ( I think it matters for citizenship). They had this record before they applied for their permanent residency. Now looking to an attorney with immigration & crim experience. Thank you!

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Have about 5k to invest - should I do FXAIX or FSKAX?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Google stock to buy now or after the split?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021