Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

For EESP - which is better share withholding or payroll withholding? Thoughts?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Use savings to (partially) pay for business school or invest and fully cover via loans?

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Has anybody invested in Yamuna gaur city or planning to do so?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Shifted more options profits into 250 NOK shares

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

Hey investors - question from the other side: when you’re looking to invest, what are the biggest components you look for?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Do you tell corporate industry recruiter how much you currently making if asked (and stressed on knowing). I told them the number then also said I want at least 10-15% bump from that #, sounds like...

Tech startup that just closed seed round funding. How much of a comp hit can I expect moving there for a mid-level role?

About to start my first PM job! Any tips to be prepared and ramp up quickly? Books to read, courses to take, etc.. any tips are appreciated! Currently in ops consulting. No tech background.

What are the best consulting firms for someone with a TS/SCI with FSP? Non staffing roles. I’d rather do strategy, transformation, tech integration, etc...

How to set boundaries and how to create a work life balance .I have always struggled with setting boundaries and taking up things more than I could eventually do.
Can somebody give their perspective on how do you usually handle such situations of setting boundaries, not trying to be overachiever..

Hi fishes,

Comment your total hike, VP , ctc current, level, designation, tech stack you have received as per Nov 22.

I freelanced for an agency as an art director for 6 months and recently got hired FT. I am struggling with imposter syndrome on a daily basis but manage to get great feedback from the creative directors continuously but still feel the same way. I was put on a creative brainstorm and my ideas seemed so misaligned with everyone else's but the designs I did the client liked and I think we are moving forward with. Where does the role of art director begin and end? New to agency life. Any advice?

DM me if any experience professionals are interested in a tax position at Deloitte!

I dint feel happy when my bf proposed me for marriage.. i am not able to understand why..he is very nice guy, we have been dating for almost 4 years but honestly, in these 4 years, i never had that butterflies feelings with him never ever. Its just that we are comfortable with each other as a person thats it and we started dating.
Whats wrong with me..i am also not sure if i want marry him..

Any travel opportunities at Tredence?

Anyone hiring SVP copywriters in Chicago?

Has anybody made the jump from agency to Microsoft? Job is in Digital Production working w/ the Cloud/AI team. $ is on par. Requires leaving a full time role (rather quickly) for a 18mo contract. 🤔

Interested in investing in real estate. How to even begin and what apps should I be using?

How do you deal with a manager who expects 3 months of work overnight? I have tried structuring , creating a plan to show him how the activities are being executed. However, he seems to be someone who turns around every other hour to ask ‘Is it done’? I am usually pretty good at managing expectations but having a hard time conveying how unreasonable he is being. Despite being organized, I am coming across as scattered and jumbled since I have been working 15+ hours with no food and break daily

Don’t spread your $$ too thin to a point where Pamps become meaningless. 🤓

I literally just can’t work. I can’t force myself to and I have zero energy/motivation to get things done. I feel frozen idk what to do 😩 I’ve been like this all week so far

Females, how much of your personal life do you disclose to the men in your team? I.e. Lovers, relationships, ONS etc

Just went to my first spin class. Wow. That shit is tougher than it looks

Has anybody accepted a job offer and then later rejected it to take a different offer that materialized later? Were there any repercussions to your reputation or otherwise? Any regrets?

Any use cases in Pharma safety case process automation ?

Mine portfolio is down approximately 30%.. what about you guys?

Any CAA or tax expert here?

Views on Zomato ipo?

Are you going to invest in Navi's Index fund ?

Which is your stock pick this week?
Serious answers only!

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

What are some of your go to resources for investment ideas or advice?

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

What are some of the investing must-reads that you'd recommend?

Is there any bowl that discusses crypto investments?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊