What credit card should I get next? I have the following already: CSR, Chase Freedom unlimited, chase Marriott bonvoy, chase United explorer, chase Amazon card.

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Ways to rack up cc points/miles while buying a home?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Are any RIAs charging for maddening 529 plans? If so, how?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Any good ETFs to invest Roth into?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

With no ratings, does anyone know what are the requirements from a performance perspective that need to be met for this fiscal year?

That International Women’s Day logo isn’t deserving of the day & the women it celebrates. Can one of the talented women here please give it the love it deserves and re-design it? I would but...🙋‍♂️

Anyone able to provide a referral for Accenture Pharma R&D group? Thanks!

Currently work in-house for a luxury house of fashion brands in NYC and want to make a move to a law firm focused on media, entertainment, technology. I currently handle commercial transactions in the marketing/advertising space (e.g., production, talent, licensing agreements). What firms would you recommend that I target? I am open to all sizes so long as the firm is highly rated and reputable.

I wish I was overemployed. Searching for gigs, but nothing yet. Any tips on how to get one or more extra jobs?

Dating a girl with Barney's discount #winning

Shout out to my fellow peeps sending out applications and messaging recruiters and hiring managers on memorial day.

Will getting a low tier rating also affect your career when you are switching companies?

I have my final round interviews with Amazon next week! I’m going for the Campaign and Creative Manager role - any tips/advice? How did you manage 4, one hour long interviews? What to expect from a TC standpoint? I am based in NYC.

Thinking of moving from Cyber to P&T, anyone done this?

Hi mates for Canada PR application,
Have anyone tried for gift deed kind of way for showing proof of funds for express entry

Hi Fishes,
I'm 13+ yoe working as Data Center Engineer and SRE in India.
I'm trying for job anywhere in Europe for few months now through LinkedIn but did not receive even one call.
Could you please suggest how do I get a job abroad.
Thanks for the help.

Hi Fishes ,

I am 8 years of experience in data analytics and data visualisation . I am currently working in deloitte usi as sr consultant .
I want to move abroad for jobs .Please suggest me effective portals to apply for countries like UK and Ireland.

Any recommendations for trip for July first week. With a 1 year old. Thinking international, leaving from NY.

Anyone use Freedom Boat Club or another boat membership in Chicago? How much is it and any pros/cons?

I am visiting Moab and Arches National Park this year, and would love to learn more about biking in/around the park!

Are you able to ride the bikes on the roads throughout the park?
If so, are there places to lock up the bike at trailheads and/or parking lots to take in?
I haven't been to this national park yet, so I was curious how it compares to Zion for example, where it is easy to bike from "stop to stop" to view the scenery or do a hike!

Thank you!

Trying to fill 2-3 days somewhere on the west coast (will be coming from Seattle before coming back to the Midwest). Was thinking San Diego maybe - what is there to do in San Diego? Would it be fun solo? Any other places I should go instead? Basically have a full week off after 4th of July, thought I would just chill at home but now realizing I probably want to spend at least some of that time going somewhere.

Maxi puffer jacket recommendations for the upcoming cold weather…. Go!

Any Alaska Airlines challenges going on now? Or do they match status?

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

Booked UA biz, PHI-ORD. Delayed and re-routed PHI-IAD-ORD in economy (but still on original ticket). Will PQMs be based on the actual/longer routing at 200% fare class bonus?

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Qn about SPG platinum breakfast amenity - is it valid only once during the stay or for each day? I'm told I can use it only once during the stay 🤷🏻‍♂️

Suite nights confirmed 5 days out then get to hotel and they mention I was upgraded at check in. Get to room and def not a suite, ask and they say they don’t have any now. Worth doing anything?

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Do you prefer the Westin San Francisco, or the JW Marriott for leisure travel ? or any other Marriott hotels in San Fran?

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Anyone else impacted by the Hilton Honors system issue where status has been downgraded? Is requesting an upgrade to an executive suite for a personal stay a solid request?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

First travel project. What are the most valuable airline points to accumulate? How can I maximize my travel points (hertz, Marriott, air, csr) to be redeemed for free flights?

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

I’m envious of the big status and points you international travelers get. I’ve always wondered how you get to travel internationally - just luck of the draw w projects? Or are you more senior?