Are any RIAs charging for maddening 529 plans? If so, how?

Launched my first startup! It started last year after getting fed up with the gamification of stocks, so I started to research angel investing, but I couldn’t t find any high quality pitches with free access…. so I decided to develop a solution myself

My network is a completely free and automated deal sourcing solution that matches investors & entrepreneurs. I would really appreciate anyone willing to check it out! Takes less than a minute to sign up and free.

BTC versus ETH as speculative investments and why? Looking to pile in about 20k

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

Is this the official Amex Fishbowl?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Personal finance book recommendations?

My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Pre-tax 401(k) or after-tax...thoughts?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Is there any way to get around the coinbase fee when buying crypto?

is the rental market getting better?

Can someone private message me about the difference between writing H1 and H2 SEO copy vs H1-1 and H1-2 SEO copy. I am confused.

Young solo here w/ a question about fees: 1. A local solo criminal defense attorney has offered to pay me to go and make appearances before the Court on some of her cases to make announcements. (For example, “ready when reached”). I’m open to doing this and this attorney is asking what my fee would be? Does anyone have thoughts or opinions on what a reasonable fee would be to do something like this? Hourly? Flat Fee? 2. I want to ensure this is ethical. I don’t see an issue with this. Thoughts?

Looking for flatmate in a fully furnished 3BHK (with TV, fridge, AC, RO, Microwave, bed, cupboard, sofa etc) in a prime location of Kalyani Nagar.
Rent: 50K
Society Name: Fortaleza (one of the biggest societies of Kalyani Nagar with all modern amenities)
Time to reach office: 20-25 mins
Possession: 1st August (negotiating for July)

Brokerage applicable. Only for Pune folks.
Looking to close the deal ASAP. DM for details.

Is it normal to be ghosted after interviews? I’ve had three recently and not one callback.

My wife is a Software engineer - QA with 2 Yoe, now we are thinking to move to Canada, can someone please guide us on which 2 year course can she pick (for student visa), is data science related course a wise decision? Or how to find a QA related PG program.
Preferably in Victoria, British Columbia

Hello All ..from which app or website I can check my public holidays in Pwc AC?

Does PWC accepts counter offer easily when produced other offer letter with more CTC?

How much do mid-level sales people do in SaaS? (Base Salary and commission structure)

Sharing some positive vibes! After getting a massage and a haircut, I felt so much better !!! Making small changes everyday!

What's the best consulting firms for H1B folks who have studied masters in STEM here? Got a cousin graduating this fall and he needs to know H1B/GC policies.

What does one do with an advertising BA degree and agency experience besides working at an ad agency? Does anyone know of any success stories?

Flying United from US to Europe in economy as a silver elite. Am I eligible for a premium plus or Polaris upgrade?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Anyone travelling from pune to mumbai today?

Anyone done the Booth video question yet?

Does IBM provide free shuttle service in Bangalore??

Not thrilled about having to fly United for this engagement. No status on any airline- any ACN promotions going on right now?

What is your experience with The Bill Good Marketing system?

My wife left her job that provided us health insurance for a reasonable rate. So I’m finding myself searching for some reasonable alternatives. What are you guys doing? Any cooperatives?? Or what??

Do CFP CPA CFA and MBA make that big of a difference in the RIA world? I’ve seen very successful individuals with all 3 and without any at all

I’ve been in the industry for 23+ years, 16+ of those spent as a Producing Branch Manager. I hold S7, S63, S66, S24 and I’ve completed the education for the CFP (need to pass the exam). I excel in relationship building and providing exceptional service. I’ve only been on the full-service side for the past 2 years and my book of managed money is about $10M, with another $10M+ being self-directed by clients. I’d love to find an RIA job, what type of role would be suggested?

Any thoughts on TD Ameritrade Institutional as a custodian? Used to NFS/Fidelity, TDA seems much more efficient and user friendly.

ADV clarification - i am now part of a smaller RIA, no longer affiliated with a B/D. I am trying to fully understand ADV requirements. Are there 3 main parts? Part 1, Part 2A and Part 2B?

At what point do you fire a client? I have a 49 yr old client w/drawing $50K out of a $72K IRA (trad) to “pay off her home”, a move I completely disagree with/advise against.

Our goal is to add advisors since we are in a growth mode across the US in twelve offices. We’re offering culture, significant payouts, succession planning, and more. RSVP to Connie.

Any advice for someone in the middle of a merger?

Anyone charging for held away assets?
How are you positioning this? Do you charge the same amount as assets under management or is it lower?

Working for a small RIA on 1099. I receive about 80% payout AUM and the firm covers port mgmt, marketing, and a client service rep. However no other benefits such as office, health, 401k, bonus. Stay?

How many times do you follow-up with clients for an annual review? Do you email and call? I have emailed twice (no calls yet) but no response from the client. Keep trying or wait for them to reach out to you at this point?

Part of a BD now, thinking of going on my own as RIA. Costs would be about 50% less, which makes it seem like an obvious choice. Have a deep family friend relationship with current firm, though. I don’t want to burn a bridge, but am I crazy to be a bit upset that the relationship could keep me from doing what I think may be right? Really struggling with that part of the decision.

Anyone use SmartAsset for leads? Any success?

Do we need to do anything special to accept international investors?

Anyone interested in doing a collaboration on a YouTube video? Want to bring in other perspectives.

Why did you go the RIA route instead of a BD/HYBRID route? Did you start as an RIA or somewhere else?

Hello Everyone! I am newer here and just wanted to say hi and introduce myself! I work with a Hybrid Independent RIA. If you are an FA curious about Independence or are considering a move, feel free to reach out to me here or directly on my cell. 205-218-6962. Have a great day!

Just made the move from a wirehouse to join an RIA! So excited!