What do you invest in or do with your spare cash? I have 70k, I bought a house I live in currently (2 months so far), I already invest in the stock market, 401k, not sure what else to do because all other real estate is too expensive. Thanks!

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Will states start imposing sales tax on NFTs?

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Any good books to help get you up to speed on real estate finance matters?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

FIRE - What is your total net worth so far? What's your profile?

Any advice in terms of investment to save the maximum tax?

What do you think are missing from the personal financial management apps such as emma, yolt, cleo

I am selling into these pops on psth. 50/50 chance the target disappoints the stripe crew and it dips hard. I’ll be buying a bunch of that is the case. Beware- 2/9th warrants are still attached to these shares so there is some premium in the price

Anyone have any good alternatives to Panerai Radiomir? Trying to keep my next purchase under $1k

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Any metaverse coins I should be looking at? What’s the next big thing? Have a few grand to gamble away.

Zscalar . Is ESPP mandatory to choose if mentioned in offer letter?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

How do you and your partner (married or not married) split financials?

Would ETH be the next BTC?

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Hi guys,
I have cleared all the rounds for LTI post which I received autogenerated mail and then later HR asked to upload documents. In how many days can I expect offer letter?

I got an offer from LTI for Senior Software Engineer Role with P2 grade in Banking and Financial Services BU.
3.9 YOE
Tec Stack : Java, Spring, springboot.
How will the WLB, culture , leaves , work , hikes be in LTI?
Note : I have an offer from People Tech Group for Amazon client for similar pay.

Hi LTI Friends,

What you guys are filling in individual development plan for 2022-23?
Is this make any difference in appraisal?

Thank you.

Just curious, do people from this bowl still do sexting?

Vive la France !

We need profiles with copy writing experience for UK market.. please dm or reply if interested Accenture

Hi! I’m looking into pivoting my career as more “brand” specialist/ manager. What skill sets would you find crucial to know ? Any advice on tips to learn/ gain experience? Thank you!

I wish I had someone to cuddle with in this beautiful white weather! 😢 (for context: 29M)

Has anyone ever experienced a sharp stabbing pain on the left side of your chest (under breast) that lasts for a few seconds and goes away?

Could this be a type of heartburn?

I’ve been to the doctor and she didn’t think I should be too worried because I’m young and healthy and it doesn’t hurt to the touch, but still can’t figure out what it is.

People who work more than 80 hours a week, how did you get used to it? How do you refresh yourself?

Just wanted to confirm if we have an option for buyouts during the NP,is it normally negotiable to 30 days,how does it work?

Is anyone following the sale of Liverpool FC? My boyfriend mentioned it to me and whilst I’m not a football fanatic although can loosely follow the game, it has sparked some curiosity from a transactional pov.

A guilty pleasure you’d hate for co-workers to find out about?

Do consultants get fired from a client for moving furniture around? (like a stand alone monitor) from an unused room he was given to sit, supposedly reserved for auditors. Asking for a friend 🙃

Thoughts on a m340i? I might just pull the trigger.

Smart to look for a new job with a “recession” looming? Wanted to leave by end of the year, but nervous I’d be the first laid off at a new spot

Is S& going to match MBB pay bump?

Anyone joining Citi on 5th dec at Pune location?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What's common % for Property management fees? I've seen anywhere from 6.5%-10%

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Any reason why the listing agent recommend I use a specific title company?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Does buyer have to share appraisal with seller? Can seller request it?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Anyone recently got a mortgage through SOFI? can you please share your experience?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

My partner and I close on our house this Friday at 9am and I’m just so happy. I’m a public interest attorney and we worked really hard to save. This was after 10 offers. Just wanted to share 🥹

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.