What % of your monthly income do you invest? (aside from 401k)

like
Posting as :
works at
You are currently posting as works at

What’s your match?

How much do you have left to invest after you hit the match at minimum? Unless you want to max the 401k out every year, the leftover amount would be my answer.

Net ~80%

Into a diversified portfolio of stocks, bonds, etc that I setup with my financial advisors.

Yes the % is high because my income is much higher than my COL. I only need 20% of monthly net to cover all expenses.

like

Pre wedding: 65-70% (bachelor, roommates, travel most of the time)
Post wedding: 40-45% (expanded our lifestyle a bit)

Went from 0 to 1m networth in about 10 years as a result of that - invested in blue chip dividend stocks, s&p index funds, 2-3% networth in crypto and a couple of startips

like

55%

6%

0. I focus on my Roth and my 401k

Yes, I was assuming he meant taxable

Related Posts

New investor here. Don’t have too much money to invest because I have my first child on the way. I only have a 401(k) as of now. What would everyone suggest?

like

Hi everyone! Is Healthcare advertising a thing in Singapore? Where can I read up about it more? Has anyone here moved from US to Singapore?

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

like

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

like

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

likefunnysmart

Can any healthcare bankers with experience in dealing with Canadian Healthcare system shed some light on why the system is inefficient and why it takes so long to see a specialist?

like

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

like

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Does EY have mortgage benefit?

like

Freelancers, do you actually benefit from having an S Corp? Assume someone is earning about $100k in 1099s and $150k in W9s. Everyone says “oh get an s corp for taxes” but does it ACTUALLY help lower your taxes? (Also, can you get ALL 1099s if you bill through your s corp and does THAT help?) Everyone who insists on it says things like “yeah I’m not sure how, but it helps” or “this is my first year doing it.”

like

Good idea to buy some more AAPL right now?

likehelpful

What credit card do you use?

like

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Is anyone an AIF? Is it a pain? Is it worth it?

like

Does anyone use Acorns or something like that for investing? Thoughts?

like

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

like

Want to buy a property for residential end use.. What points i keep in mind or if anyone have any suggestions?
What should be the price range?
Req - 3 BHK - min 180 sq yd & lift for high floors

A few months back someone recommended TouchNote on this app. If you are still here, thank you a ton; I send a postcard to my daughter every week when I travel and she loves it. Best money I’ve spent.

likeuplifting

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

like

what you buying?

like

More Posts

Not liking the fact it gets dark by 4PM

like

Who wrote the print ads for Lyric Opera of Chicago?

like

What is annual salary increase for SA at Alvarez and Marsal? I applied for director role but offered SA since I have extensive industry experience but no prior consulting. I was offered additional compensation paid out over first year but concerned the annual increase will be less than the first year additional pay. If 15% increase reasonable for SA or only with promotion?

like
like

Thoughts on Zuya, re: cookieless targeting/cookieless future?

Or just ... cookieless future in general?

like

Any of you in FinTech coverage? Part of TMT or FIG?

like

What do you do to fight burnout? Got a raise yesterday and will get another in September, for dealing with a lot of stuff, but I can't shake the burnout.

like

Can we create a post for nurse wages in central Fl, with less than 1 year experience. I’m trying to see something

like

Hi Fishes,
Please suggest on which is better in terms of what?
Barclays vs Mastercard

Tech: java, spring
YOE: 3

like

Is relocating to Pune mandatory? Do they allow to work from Mumbai office?

Thoughts on leaving a BB bank to a credible startup?

like

Required candidates with strong Ericsson knowledge with max 8 years of exp Ericsson

like

Does FIL provide Corporate NPS for tax savings purpose?

How much can I expect for Celonis Process mining consulting. YOE 1 yr

like

Looking for a good recruiter in central to puppet Florida...anyone have any one that they can recommend?

Anyone know if MBAMath class helps get off waitlists?

This is my story. Think and act

Post Photo
likehelpfuluplifting

Hi All, a friend of mine is actively looking for job in Wealth management field. She holds 8 years of experience in the same. Any Referals for similar opening would be appreciated.

Additional Posts in Consulting

What are some of the must read books in Management Consulting?

likefunny

Are analyst hired to take notes? Thoughts

like

Any good business/consulting books on amazon kindle that y’all have read that has helped you in your job?

like

I want to go to Japan and Hong Kong for 2 weeks in September with my husband but don't have time to research places to stay and visit. Any suggestions?

like

Worth sharing even though this sentiment is in many places. Your company will forget your commitment in 20 years. Your kids won't forget you not being there once they've gone off to college.

like

Are any top consulting firms hiring for experienced analysts currently? I know ACN and some others are cyclical for resources 2-3 years out of college, but I’m looking to make a move sooner than fall

like

What’s the benefit of a mba if you’re already a consultant? Seems like classes are redundant and you would earn more staying in consulting

like

So what’s the best consulting firm to work for in the Seattle area? ie who has the best presence with local clients?

like

Anyone know anything about the Doordash Launcher position? Is it a good segue into strategy, does it pay well?

like

First trip to Atlanta in a couple of weeks for a training. Staying at the Westin Peachtree. Anyone have recommendations for fun places to drink/things to do?

like

Thoughts on EW MBA from Booth/Kellogg/Haas. Currently SC at Deloitte and want to transition to tier 1 consulting firms

like

Guys.. I’m struggling. I really want an MBA. I love learning, want to go back to school, and think it’s amazing networking. That being said, I don’t feel like it’s the *right* move for various reasons

like

Told a friend of mine in tech I was considering moving to BCG. He asked me if I would have to move to Boston.

I followed up by asking what he thought the top consulting firms were. "I'd guess PwC and then McKinsey are the best. I've also heard of KPMG, Deloitte, and Bain, but I don't know much about them."

Just a reminder that outside our bubble no-one really cares about firm prestige etc.

likefunnyupliftingsmarthelpful

To those starting the year on the beach: office or home office ...or actual beach?

like

Layoffs at Walmart corporate 😬😬

likefunny

After a long day of modeling even my dreams are MECE.

like

How many consultants per capita do you have in your country and what conclusions can be drawn in correlated statistics? As per capita consultants go up, ...

like

Miami fishes! If you had a choice, would you stay at the Ritz Carlton South Beach? Or at the Miami Beach Edition? And why? Thanks!

like

Looking for book recommendations; any favorites? Interested in both fiction and educational/self-improvement (for example, investment / finance books, time management, etc). I feel my vocab is...

like

Any really impactful books that have helped you career-wise? Not necessarily consulting focused. In need of guidance and a new book so figured I'd kill two birds with one stone or whatever.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal