Does anyone use Acorns or something like that for investing? Thoughts?

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I considered it but seems to be only worth it if you're spending frequently. Trying to cut my spending so figured probably wasn't the right app for me.

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Betterment is pretty good, slightly different model than acorns but if you wanna invest you should try it.

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@EY 2, are there any independence concerns with using Betterment?

No issues with independence. I’ve been using it for abt a year and all ETFs offered by betterment are allowed by Ey. I also had Wealthfront, but had to stop using it due to independence issues. I haven’t come across any issues with betterment so far.

How do you structure your portfolio on Betterment? I’m doing 90% stocks, and the standard betterment option and I’ve lost money

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