What’s the difference between free cash flow to the firm (FCFF) and free cash flow to equity (FCFE)?

Hi! Hows the new wk going??? Anything exciting?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

I need a financial miracle to afford my postgraduate degree. I have 6 months until the first bill. Experts on this sub, is there a crypto Hail Mary I should look into?

I’ve been doing some reading around Crypto but don’t currently hold any positions.

I haven’t managed to get any confirmed scholarships or financial aid packages so this post, as you can tell, comes from a place of exhausting every possible option. Any help massively appreciated.

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Hello guys.
Me and my friends are planing to Take a 2 or 3 bhk flat near Whitefield for rent. Can anyone suggest which area i need to look out for? Also what may be the rent range?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Thoughts on Arena Investors? Reputation, performance, culture?

Also curious of the implications of a firm structured as a HF but investing like a PE?

How to maximum save taxes for 20LPA?

If I make $120k base and have 50k for down payment, what should the house price be?

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Anyone heavily invested in crypto here?

Recommendations for tax filing in Chicago downtown?

Any suggestions for a carry on? Considering buying once and crying once on a rimowa, but wanted to hear if there’s some other opinions?

How Income tax deduction is calculated in Mphasis payslip?

Is there any specific % or threshold values?

Got a quote for $816 (all incl.) on a 2020 Macan (4-cyl turbo) 59k MSRP with10k down 10k miles, 36 months. Sounds high to me. Anyone lease a Macan recently?

Can anyone tell me how good is the salary hike in oracle, after acquisition of cerner and oracle?
Are we expecting the same salary hike in the month of march like Cerner used to have?
Or will it be cancelled for Cerner people this coming march?

Hi Fishes,

I got offer Letter from infosys 2.5 months back, now when I am trying to decline the offer by sending a mail to HR, it was not getting delivered as HR left the organisation 1 month back, I forwarded mail to feedback team of infosys but still got the mail from onboarding team with joining details and WebEx link, kindly suggest how to proceed in this case.

Hi, fishes! I just joined EY GDS last October. Is it possible for me to be regularized in Cycle 2?

Hello everyone ,
I’m currently working in insurance customer service at an agency. I work in the mortgage department assisting w mortgage changes , payments etc. I’ve been thinking about becoming a claims adjuster most likely for property damage . Is it worth it ??? I hear a lot of talk about how claims adjusting is a lot of work and very demanding but I think my current position has prepared me for the challenge. What are some good companies I maybe should apply for after getting my license?

Are any members of this group producers at an independent agency?

anyone else hype about the new macbooks 👀

already pre-ordered

with apple silicon, adobe better get indesign running faster than i’ve ever seen it.

What has been your greatest challenge this year and how have you overcome?

In Bangalore, many apartments could now actually be called 'Lakeview Apartments'.

Looking to hire a freelance paid media buyer, specializing in performance marketing across paid social + search channels.

~10-12 hrs a week!

DM me if interested or if you know anyone who’d be a good fit!

Can anyone refer me in PWC India.
I am having 5.5 years of experience unto java development.
My LWD:14th September

#offtopic
Hello fishes,

I'm not from Mumbai and am planning to visit Mumbai for 5 10 days to do a workation kind of thing. Can you suggest something budget (like hostel or anything else). Preferably not in secluded areas.
DMs are welcome

Hi fishes, what are some of the best places for team outing in Mumbai? Looking for some activities where everyone can come together.

Arey kidhr gaya mumbai ka spirit 🤣

Why aren't consulting firms stepping up more to help us meet SDG targets?

Where do I need to send my tcs ID card. This is my last week in TCS and I do not have any other tcs asset.
@tcs

Are there any gym membership or fitness discounts for Deloitte employees?

What's your Sunday routine to get ready for work on Monday?

Roommate and I were debating this: How many people here eat a square breakfast regularly?

Moving to Boston, anyone got any experience there?

Is there anything legitimate that one can do to prevent hair loss?

Does anyone here work in residential mortgage trading capital markets desk at one of the big banks in Toronto and would be open to chatting?

Best self-help books on the market? I've been consistently unhappy lately. Something needs to change.

Good day to be buying bonds... any of my fellow yield grubbers out in effect today?

I realized a slow pace at work is really bad for me. A couple years ago I was experiencing burn out from my fast paced job supporting transactions, and believed by moving to a slower job in a lower cost area, I would be sailing off to the sunset. Wrong, I spend weeks following up with other teams, often times they forgot what we discussed, so I spent 50% if the time reminding them of the topics and next steps. I spend most of my time writing memos no one will read.

Fixed income vs Equity trading desk at BB? Why are trading desk at BB down year over year? Fixed income desks In particular! Future of trading leading to full automation?

Who else has to deal with urinals that splash all over the damn place? Any solutions?

Simple life hacks that make a huge difference:

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

FRM is has narrow focus, demands depth, quick to complete

Wait I thought the 'trump will repeal Dodd frank' thing was a joke or a hypothesis apparently it's not?!

Any chance of meeting smo serious on Tinder? I know it's mostly a hookup site, but have you met any exceptions?

If I had a penny for every time I had to look up millennialisms...

What are 3 things clients don't know about our services that would scare the shit out of them if they did?

Super annoyed by staffer and way too over staffed - any suggestions? Was forced to take new projects that I don’t have capacity for

NYC bowl: Which bar/club do you go out on a Friday night?