When do you decide to upgrade from the gold Amex to the platinum?

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When you plan to use centurion lounges

If you play the points game - you get both

But there are some epic under appreciated Amex platinum features.

1. The hotel collection / fine resorts program is Great for the road warrior that is tired of Marriotts, Hyatt's, etc.

2. Hotel upgrade (50-100 credit for services at a fine resorts hotel and an automatic room upgrade) easily offset the lack of hotel specific points (Amex points help with that too)

3. The one year of additional warrant is clutch for big purchases

4. Here is a big one - Amex has refunded personal purchases, made via Facebook market place when nobody else would help (the person took the money and never shipped the product)

5. The Amex insurance is nice - I bought my mom a camera as a present - she left it at a restaurant a week later and it disappeared. Amex replaced it

What if your corporate card is platinum?

I think the gold card is better IMO

I did it when I went from $95k a year to $265k a yea that’s

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