Who do you recommend for independent insurance agencies (one who shops multiple companies for you, NOT someone who only sells State Farm, Farmers, or other low-quality insurers)?

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Higginbotham …. from what I hear

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If it's standard home and auto, brokers are pretty much no longer needed. There are a few online aggregator tools (e.g., Zebra) that shop for you.

My brother-in-law used Zebra. I just went to progressive when I bought a house because I've been with them for 10+ years for auto. The quote was below what my realtor expected so I took it.

I used to work in corporate for a leading insurer and their perspective was that the "agent" model would go away for most personal insurance scenarios by 2030.

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goosehead

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