Who is cancelling or downgrading their Chase Sapphire and what are you getting instead?

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Keeping mine but it did prompt me to audit my credit cards and what I’m using for what categories (I’ve just been putting everything on the CSR even when not for the 3x categories). Based on that, I think I’m ending up with Amex Plat for airfare/$15 of Uber a month, CSR for Lyft/transit/hotel, and Amex Gold for restaurants and groceries (I did do the math to check that this breaks even for my spend level vs. using fewer cards but getting a lower earnings rate).

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not me. they have tons of additional benefits. for just $100 more a year, if you actually use the lyft benefits(15% off all rides, no cancelation fees, etc.) youd save hundreds, as well as door dash a year of free delivery. worth it to me!

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After the 2 years would it still be worth it though? I’m confused with these credits if they aren’t an annual renewal like the $300 travel credit

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After the way they just handled my international car accident. I’ll keep them. I’m sure other cards do the same but this one has now been proven. Also, I use lyft and door dash for personal use so I’m definitely at least breaking even on the up charge for the next 2 years

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Get that chase ink preferred

If you paid for the Uber to get to tutoring, it counts. If you paid for the WeWork space on the side, it counts. We’re not in disagreement here. Please make less assumptions next time, and enjoy your evening.

And while you’re working late into the evening while others are out with friends, I’m sure you will bill your actual hours, too. Wouldn’t want to be fraudulent 🙂

I’m cancelling and going amex gold +
Plat combo.

Reasonable. I’ve still got enough Lyft and hotel spend to make the CSR worth it in addition to Amex Plat and Amex Gold but people will definitely want to run their own numbers and see what makes sense for them.

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Their car insurance coverage is worth it for me. I rent enough cars to break even on just the costs. I don’t fly delta so I will be getting rid off the Amex plat soon.

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