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Selected in a Big4 firm and one MNC shortlisting is going on, hopefully will be selected within 7-8 days.The MNC will be offering good package,but Big4 is just giving 20% hike in my salary and waiting for my decision to say yes or no,to proceed further with offer letter. Query :1. If I say yes to the Big4, and when they issue the offer letter,and then I reject, can they blacklist me. 2. Also if accept the offer and say no, in that case can they blacklist me from their firm.EY Deloitte KPMG PwC
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Adding dependents is not mandatory. If you choose not to add dependents and take the minimal base plan, the premium will come to something around 1.6k i believe.
The premium you pay does not fully cover the price of the medical insurance. You also have term life and accidental insurance for which we pay nothing. The balance amount is paid by employer. Hence the 50k they mention.
That seems like a good deal to me. It's much higher in Deloitte currently.